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RBA Glossary definition for debit card

debit card – A debit card is a card that enables the holder to access funds in a deposit account at an authorised deposit-taking institution.

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Consultations

23 May 2024 Consultations
Index of Consultations
https://www.rba.gov.au/publications/consultations/

Payments & Infrastructure Resources – Media Releases

23 May 2024
Media releases relating to the Payments System
https://www.rba.gov.au/payments-and-infrastructure/resources/media-releases.html

Expectations for Tokenisation of Payment Cards and Storage of PANs - May 2024

23 May 2024
When a merchant or payment service provider chooses network tokenisation for a dual network debit card (DNDC), tokens should be requested and stored for both the domestic and international networks, where ... Merchants and payment service providers that
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/expectations-on-tokenisation/expectations-for-tokenisation-of-payment-cards-and-storage-of-pans-05-24.html

Expectations for Tokenisation of Payment Cards and Storage of PANs - December 2023

23 May 2024
The Bank has set expectations for the Tokenisation of Payment Cards and Storage of Primary Account Numbers (PANs), aimed at improving security, efficiency and competition for online card payments. ... When a merchant or payment service provider chooses
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/expectations-on-tokenisation/expectations-for-tokenisation-of-payment-cards-and-storage-of-pans-12-23.html

Expectations for Tokenisation of Payment Cards and Storage of PANs - May 2024 with Tracked Changes

23 May 2024 PDF 150KB
2. When a merchant or payment service provider chooses network tokenisation for a dual network debit card (DNDC), tokens should be requested and stored for both the domestic and international networks, ... 3. Merchants and payment service providers that
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/expectations-on-tokenisation/pdf/expectations-for-tokenisation-of-payment-cards-and-storage-of-pans-05-2024-with-tracked-changes.pdf

Freedom of Information Disclosure Log

17 May 2024
Listing of documents which have been released by the Reserve Bank of Australia following a request under the Freedom of Information Act 1982
https://www.rba.gov.au/information/foi/disclosure-log/

Statistical Tables

10 May 2024 Statistics
Statistical Tables. This page lists statistical tables for a range of economic and financial data produced by the Reserve Bank of Australia and other organisations. These tables are subject to revisions and may be withdrawn or discontinued at any
https://www.rba.gov.au/statistics/tables/

Changes to Statistical Tables

10 May 2024 Statistics
This revision improves the comparability of the average merchant fees data across debit card schemes. ... This includes average fees by card scheme, separate estimates for transactions using domestic and international cards, and for
https://www.rba.gov.au/statistics/tables/changes-to-tables.html

Commonwealth of Australia: In the Australian Competition Tribunal – April 2004 | Payments System | Submissions

8 May 2024 Submissions
Furthermore, interchange fees for debit card transactions have hardly changed since the 1980s. ... Conclusion on the social cost of payment systems. Table 4 summarises the estimates of resource costs for cash, debit cards and credit card transactions.
https://www.rba.gov.au/publications/submissions/payments-system/au-competition-tribunal/index.html

Applications for Authorisation in Relation to PIN@POS – July 2016 | Payments System | Submissions

8 May 2024 Submissions
Cardholders undertaking a debit card transaction can choose between selecting the ‘CHQ’, ‘SAV’ or ‘CR’ (cheque, savings or credit) account buttons at the point of sale terminal if they wish to ... In the five years to 2012, the value of
https://www.rba.gov.au/publications/submissions/payments-system/applications-for-authorisation-re-pin@pos-2013-07/index.html