Search: debit card

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61–70 of 1,689 search results for debit card

RBA Glossary definition for debit card

debit card – A debit card is a card that enables the holder to access funds in a deposit account at an authorised deposit-taking institution.

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The Use of Established Payment Methods | Results of the Reserve Bank of Australia's 2010 Consumer Payments Use Study June 2011 |…

7 Jun 2011 Consultations
Because debit cards allow consumers to use their own funds, these changes in attitude are likely to increase debit card use at the expense of credit cards. ... For example, scheme debit cards are the dominant debit card option for holiday travel and
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/results/established-payment-methods.html

3. Dual-network debit cards and least-cost routing | Review of Retail Payments Regulation – Conclusions Paper

9 Mar 2023
Review of Retail Payments Regulation – Conclusions Paper
https://www.rba.gov.au/payments-and-infrastructure/review-of-retail-payments-regulation/conclusions-paper-202110/dual-network-debit-cards-and-least-cost-routing.html

Background | Reform of the EFTPOS and Visa Debit Systems in Australia: Final Reforms and Regulation Impact Statement

9 Mar 2023
The EFTPOS system accounts for around 85 per cent of debit card transactions in Australia. ... The Visa Debit system has been operating in Australia for many years, and accounts for around 15 per cent of debit card transactions.
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/impact-stmt-apr06/background.html

Draft Access Regime | Reform of Debit Card Systems in Australia: A Consultation Document – December 2005

9 Mar 2023
Reform of Debit Card Systems in Australia:. A Consultation Document – December 2005 5.
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/consult-doc-dec05/draft-access-regime.html

Introduction | Reform of Debit Card Systems in Australia: A Consultation Document – December 2005

9 Mar 2023
Reform of Debit Card Systems in Australia:. A Consultation Document – December 2005 1. ... Introduction. In February 2005 the Reserve Bank of Australia released a set of proposals for reform of Australia's debit card systems.1 These proposals addressed
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/consult-doc-dec05/introduction.html

Attachment 2 | A Variation to the Surcharging Standards: A Consultation Document December 2011 | Consultations

10 Dec 2011 Consultations
acceptance of Visa Debit cards issued under the Scheme by the merchant charging fees or surcharges to Visa Debit card holders; or. ... ii. the average cost to the merchant of acceptance of a subset of Visa Debit cards issued under the Scheme which
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards/attachment-2.html

Payment Cards

8 Aug 2017 RDP 2017-04
Mary-Alice Doyle, Chay Fisher, Ed Tellez and Anirudh Yadav
Since the 2013 survey, the share of debit card payments has increased by slightly more than that of credit cards (6 percentage points compared with 3 percentage points). ... Figure 5: Debit Card Payments by Age. Per cent of number of card payments, 2016.
https://www.rba.gov.au/publications/rdp/2017/2017-04/payment-cards.html
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Amended Draft Standard | Reform of Debit Card Systems in Australia: A Consultation Document – December 2005

9 Mar 2023
Reform of Debit Card Systems in Australia:. A Consultation Document – December 2005 6. ... Several other paragraphs incorporate minor drafting changes, including amending the definition of a ‘debit card transaction’ and replacing ‘benchmark’
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/consult-doc-dec05/amended-draft-standard.html

Commonwealth of Australia: In the Australian Competition Tribunal – April 2004 | Payments System | Submissions

8 May 2024 Submissions
Furthermore, interchange fees for debit card transactions have hardly changed since the 1980s. ... Conclusion on the social cost of payment systems. Table 4 summarises the estimates of resource costs for cash, debit cards and credit card transactions.
https://www.rba.gov.au/publications/submissions/payments-system/au-competition-tribunal/index.html

Expectations for Tokenisation of Payment Cards and Storage of PANs

21 Dec 2023 Media Releases
The Bank has released a final set of expectations for the Tokenisation of Payment Cards and Storage of PANs, aimed at improving security, efficiency and competition for online card payments.
https://www.rba.gov.au/media-releases/2023/mr-23-37.html