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RBA Glossary definition for debit card

debit card – A debit card is a card that enables the holder to access funds in a deposit account at an authorised deposit-taking institution.

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Update on availability and enablement of least-cost routing for merchants - Data as at December 2022 (first published March 2023)

26 Feb 2024
Links to Least-cost Routing of Debit Card Transactions
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/least-cost-routing/updates/lcr-update-on-implementation-0322.html

RBAFOI-232437 Documents Released

22 Feb 2024
Summary of Request: Documents between 1 January and 30 June 2023 containing statistics on concentration in debit card issuing and/or merchant acquiring and/or credit card issuing and/or BNPL
https://www.rba.gov.au/information/foi/disclosure-log/rbafoi-232437.html

Consumer Payments Explorer

14 Feb 2024
This interactive tool allows you to explore the payment methods of Australians
https://www.rba.gov.au/payments-and-infrastructure/consumer-payments-explorer/

Retail Payments December 2023

7 Feb 2024 Statistics
34.3. 1.4. 0.8. 15.9. 6.2. of which: Debit cards. 47.1. 0.1. ... 302.0. 0.5. 0.4. 9.7. 4.8. of which: Debit cards. 902.9. 0.7.
https://www.rba.gov.au/statistics/frequency/retail-payments/2023/retail-payments-1223.html

Media Releases

6 Feb 2024 Media Release
Media releases issued by RBA.
https://www.rba.gov.au/media-releases/

Bank Fees in Australia

25 Jan 2024 Bulletin – January 2024
Jessica Dunphy
This article updates Reserve Bank research on bank fees charged to Australian households, businesses and government.
https://www.rba.gov.au/publications/bulletin/2024/jan/bank-fees-in-australia.html

Glossary

22 Jan 2024
A glossary of terms used on the RBA website
https://www.rba.gov.au/glossary/

Payments System Board

19 Jan 2024
The ACCC has authorised a number of such arrangements, particularly those operated by the Australian Payments Network for cheque-clearing, direct entry, debit cards and high-value transactions.
https://www.rba.gov.au/about-rba/boards/psb-board.html

2024

18 Jan 2024 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2024/

Retail Payments October 2023

12 Jan 2024 Statistics
34.2. 1.2. 1.0. 25.3. 3.2. of which: Debit cards. 48.4. 0.8. ... 303.8. 1.8. 1.3. 19.9. 2.5. of which: Debit cards. 952.1. 1.1.
https://www.rba.gov.au/statistics/frequency/retail-payments/2023/retail-payments-1023.html