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RBA Glossary definition for debit card
debit card – A debit card is a card that enables the holder to access funds in a deposit account at an authorised deposit-taking institution.
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Domestic Regulatory Developments
8 Oct 2021
FSR
– October 2021
The Bank issued a consultation paper presenting preliminary conclusions in May 2021, which covered: issuance of dual-network debit cards and promotion of ‘least-cost routing’ of debit card transactions; debit ... card interchange fees; transparency
https://www.rba.gov.au/publications/fsr/2021/oct/regulatory-developments.html
Domestic Regulatory Developments
8 Apr 2022
FSR
– April 2022
These are the Mastercard debit and credit card systems, the Visa debit and credit card systems, the EFTPOS card system and the New Payments Platform.
https://www.rba.gov.au/publications/fsr/2022/apr/regulatory-developments.html
Developments in the Financial System Architecture
20 Oct 2016
FSR
– October 2016
In May, the Bank published the conclusions to its Review of Card Payments Regulation. ... The PSB also determined that new interchange standards will keep the weighted-average interchange fee benchmark for credit cards at 0.50 per cent, but lower the
https://www.rba.gov.au/publications/fsr/2016/oct/dev-fin-sys-arch.html
List of graphs
10 Mar 2009
FSR
– March 2009
Graph 67: Spending Using Credit and Debit Cards.
https://www.rba.gov.au/publications/fsr/2009/mar/graphs.html
The Global Financial Environment
10 Mar 2012
FSR
– March 2012
incentives for households to repay principal on their mortgages and use debit cards rather than credit cards.
https://www.rba.gov.au/publications/fsr/2012/mar/global-fin-env.html
Regulatory Developments
12 Apr 2019
FSR
– April 2019
A pilot of open banking is due to be launched in July 2019, with sharing of consumer data on credit and debit cards and deposit and transaction accounts, expected by February
https://www.rba.gov.au/publications/fsr/2019/apr/regulatory-developments.html
FSR Developments in the Financial System
10 Sep 2008
FSR
– September 2008
if requested by the customer, the customer's new financial institution will assist in notifying billing and crediting organisations of new direct debit and direct credit arrangements. ... most appropriate regulation of credit products, such as credit
https://www.rba.gov.au/publications/fsr/2008/sep/dev-sys-infra.html
The Australian High-Value Payments System
10 Mar 2004
FSR
– March 2004
These include the cheque, direct entry, debit card and ATM systems (which settle at 9.00 am on the day after payments are exchanged) as well as net settlement of equities
https://www.rba.gov.au/publications/fsr/2004/mar/aus-high-val-pay-sys.html
The Australian Financial System
10 Mar 2011
FSR
– March 2011
The average daily value settled in the 9.00 am batch, which includes obligations arising from the clearing of low-value retail payments (such as cheques, debit and credit card transactions
https://www.rba.gov.au/publications/fsr/2011/mar/aus-fin-sys.html
Household and Business Balance Sheets
10 Mar 2009
FSR
– March 2009
Similarly, spending on credit cards has slowed sharply, to be up only 1 per cent over the year to January 2009. ... In contrast, spending on debit cards was up by more than 15 per cent over the same period (Graph 67).
https://www.rba.gov.au/publications/fsr/2009/mar/house-bus-bal-sheet.html