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RBA Glossary definition for debit card

debit card – A debit card is a card that enables the holder to access funds in a deposit account at an authorised deposit-taking institution.

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Introduction | Results of the Reserve Bank of Australia's 2010 Consumer Payments Use Study June 2011 | Consultations

7 Jun 2011 Consultations
The third is to provide information on consumer responses to recent payment reforms, including surcharging of card transactions and direct charging at ATMs. ... Debit cards appear to have been substituted for cash, with both eftpos and scheme debit
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/results/introduction.html

Payments System Board Consultation on Replacing the eftpos Designation | Consultations

9 Mar 2012 Consultations
Payments System Board Consultation on Replacing the eftpos Designation
https://www.rba.gov.au/publications/consultations/201203-replacing-eftpos-designation.html

Designation of the EFTPOS System | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 | …

8 Jun 2012 Consultations
align technological and other developments. enable EPAL to better compete with the international scheme debit card schemes. ... thereby promoting competition between debit card systems, which is in the public interest.
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/designation-efpos-system.html

Appendix A – Study Methodology | Results of the Reserve Bank of Australia's 2010 Consumer Payments Use Study June 2011 | Consultations

7 Jun 2011 Consultations
Respondents were asked about payment behaviour not captured by the payments diary, including questions on cash holding, credit card repayments and use of direct debits. ... Z – Other. (a) Participants were asked not to record: payments made for any
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/results/appendix-a.html

Interchange Fees Standard | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 |…

8 Jun 2012 Consultations
Table 1: Debit Card Interchange Fees. (a). As at May 2012, excluding GST. ... promoting the efficiency of the payments system overall – apply equally across debit card systems.
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/interchange-fees-std.html

Introduction | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 | Consultations

8 Jun 2012 Consultations
Rules. It should be noted that this does not preclude debit card transactions occurring outside EPAL's Scheme Rules; it means that any rights or restrictions flowing from regulation under the.
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/intro.html

7. Conclusions | Results of the Reserve Bank of Australia's 2010 Consumer Payments Use Study June 2011 | Consultations

7 Jun 2011 Consultations
The study has found that traditional payment methods – cash, credit card, debit card and cheque – continue to be used for the majority of payments made by individuals in Australia. ... Cards are the dominant payment method for mid-sized transactions,
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/results/conclusions.html

Consultation on Changes to the Bank's Standards for Card Payment Systems | Consultations

3 Dec 2015 Consultations
Consultation on Changes to the Bank's Standards for Card Payment Systems
https://www.rba.gov.au/publications/consultations/201512-consultation-on-changes-to-the-banks-standards-for-card-payments-systems.html

Consultation on Preliminary Conclusions to the Review of Retail Payments Regulation - May 2021 | Consultations

28 May 2021 Consultations
Consultation on Preliminary Conclusions to the Review of Retail Payments Regulation
https://www.rba.gov.au/publications/consultations/202105-consultation-preliminary-conclusions-review-of-retail-payments-reg.html

Reasons for a Review of Regulation | Proposed Variation to the MasterCard and Visa Access Regimes: Consultation Document December 2013 |…

6 Dec 2013 Consultations
Holders of credit cards do not in the normal course of events have an exposure to credit card issuers as they are receiving credit rather than providing deposits. ... Credit card transaction figures include American Express and Diners Club. All debit
https://www.rba.gov.au/publications/consultations/20131206-prop-variations-to-mc-visa-access-regimes/reasons-for-review-regulation.html