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RBA Glossary definition for debit card
debit card – A debit card is a card that enables the holder to access funds in a deposit account at an authorised deposit-taking institution.
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The Future of Cash
15 Dec 2016
Bulletin
– December 2016
Australian consumers have increasingly been using electronic payment methods in preference to cash for their transactions. The overall demand for cash in Australia, however, remains strong. There is ongoing demand for cash for non-transaction
https://www.rba.gov.au/publications/bulletin/2016/dec/5.html
The Cash-use Cycle in Australia
16 Mar 2023
Bulletin
– March 2023
The use of cash for day-to-day transactions has been declining for many years and this has implications for all aspects of the cash system.
https://www.rba.gov.au/publications/bulletin/2023/mar/the-cash-use-cycle-in-australia.html
June | 2019
20 Jun 2019
Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2019/jun/
Banking Fees in Australia
10 May 2005
Bulletin
– May 2005
Source: RBA. Merchant service fees are the fees that banks charge merchants for providing credit and debit card facilities. ... In the case of credit cards, banks charge these fees partly to cover the ‘interchange’ fee that they pay to a cardholder's
https://www.rba.gov.au/publications/bulletin/2005/may/2.html
Depositor Protection in Australia
10 Dec 2011
Bulletin
– December 2011
Banking Act 1959. They include a wide range of deposit products offered by ADIs, such as transaction accounts, cheque accounts, savings accounts, term deposits, debit card accounts, cash management accounts and
https://www.rba.gov.au/publications/bulletin/2011/dec/5.html
Innovation and Governance of Payment Systems
10 Oct 2005
Bulletin
– October 2005
A second element of the reform process has addressed interchange fees – the fees paid between a cardholder's bank and a merchant's bank whenever a credit or debit card is ... At the same time, the way these fees have been historically configured has
https://www.rba.gov.au/publications/bulletin/2005/oct/6.html
Payments System Review Conference
10 Apr 2008
Bulletin
– April 2008
be needed not only in developing payment systems but also in mature systems; and (iv) that there may be a case for capping the difference between credit and debit card interchange ... cards are the main payment method for transactions between around $50
https://www.rba.gov.au/publications/bulletin/2008/apr/2.html
Banking Fees in Australia
10 May 2008
Bulletin
– May 2008
Merchant service fees, which are charged to merchants for providing credit and debit card transaction services, rose by 8 per cent in 2007 having fallen over the previous two years. ... Merchant service fees on debit cards increased more sharply, albeit
https://www.rba.gov.au/publications/bulletin/2008/may/3.html
Banking Fees in Australia
15 Jun 2017
Bulletin
– June 2017
The Reserve Bank has conducted an annual survey on bank fees since 1997. The most recent survey suggests that banks' aggregate fee income increased at a relatively slow pace in 2016. Deposit and loan fee income continued to decline relative to the
https://www.rba.gov.au/publications/bulletin/2017/jun/4.html
Banking Fees in Australia
10 May 2009
Bulletin
– May 2009
5,817. 6,218. 6,741. 8. 4. Source: RBA. Aggregate merchant service fees – which are charged to merchants for providing credit and debit card transaction services – increased by 6 per ... Merchant service fees on debit card transactions rose by 8 per
https://www.rba.gov.au/publications/bulletin/2009/may/2.html