Search: debit card

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RBA Glossary definition for debit card

debit card – A debit card is a card that enables the holder to access funds in a deposit account at an authorised deposit-taking institution.

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Setting a Default Network on Dual-network Debit Cards | The Australian Debit Card Market: Default Settings and Tokenisation – Conclusions…

28 Sep 2023 Consultations
The Australian Debit Card Market: Default Settings and Tokenisation – Conclusions Paper
https://www.rba.gov.au/publications/consultations/202306-issues-paper-australian-debit-card-market/conclusions-paper/setting-a-default-network-on-dual-network-debit-cards.html

Dual-Network Debit Cards | Dual-Network Cards and Mobile Wallet Technology – Consultation Paper – December 2016

10 Dec 2016 Consultations
to dual-network debit cards (which add access to a scheme debit network for domestic point-of-sale and card-not-present transactions). ... For example:. In Denmark, the domestic debit card system is Dankort; there are also co-badged ‘Visa Dankort’
https://www.rba.gov.au/publications/consultations/201612-dual-network-cards-and-mobile-wallet-technology/dual-network-debit-cards.html

Competition and Efficiency

1 Oct 2000 PSB Annual Report – 2000
The study analysed interchange fee arrangements for ATM, credit cards and debit card payment networks separately. ... of other payment instruments, particularly debit cards and direct debits, that consume fewer resources.
https://www.rba.gov.au/publications/annual-reports/psb/2000/competition.html

Payments System Reform: The Australian Experience

6 May 2005 Speech
Philip Lowe and Ian Macfarlane
Remarks by Philip Lowe to the Federal Reserve Bank of Kansas City Conference on Interchange Fees in Credit and Debit Card Industries: What Role for Public Authorities-, Santa Fe
https://www.rba.gov.au/speeches/2005/sp-ag-070505.html

Card Payment Systems

13 Sep 2007 PSB Annual Report – 2007
of interchange revenue if its customer used a scheme debit card rather than an EFTPOS card. ... MasterCard has also introduced a chip rate for its debit cards, applicable when a card with a chip is used in a terminal that is not chip enabled.
https://www.rba.gov.au/publications/annual-reports/psb/2007/card-payments.html

Interchange Fees for the MasterCard and Visa Schemes

29 Sep 2006 Media Releases
Announcement of calculation of Interchange Fee Benchmarks for the MasterCard and Visa Schemes
https://www.rba.gov.au/media-releases/2006/mr-06-08.html

The Cost of Card Payments for Merchants

19 Mar 2020 Bulletin – March 2020
Kateryna Occhiutto
Data on merchants’ costs of accepting card payments show large differences in payment costs across both merchants and card systems.
https://www.rba.gov.au/publications/bulletin/2020/mar/the-cost-of-card-payments-for-merchants.html

Modelling Consumer Payment Behaviour for Australia

1 Jul 2009 RDP 2009-04
John Simon, Kylie Smith and Tim West
However, while cash and debit cards are held by almost all consumers, many do not have a credit card. ... Perhaps for transactions that a consumer already prefers to perform on a credit card, debit cards are a closer substitute.
https://www.rba.gov.au/publications/rdp/2009/2009-04/modelling-consumer-payment-behaviour-australia.html
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Appendix A | The Australian Debit Card Market: Default Settings and Tokenisation – Conclusions Paper

28 Sep 2023 Consultations
The Australian Debit Card Market: Default Settings and Tokenisation – Conclusions Paper
https://www.rba.gov.au/publications/consultations/202306-issues-paper-australian-debit-card-market/conclusions-paper/appendix.html

Tokenisation of Card Payments | The Australian Debit Card Market: Default Settings and Tokenisation – Conclusions Paper

28 Sep 2023 Consultations
The Australian Debit Card Market: Default Settings and Tokenisation – Conclusions Paper
https://www.rba.gov.au/publications/consultations/202306-issues-paper-australian-debit-card-market/conclusions-paper/tokenisation-of-card-payments.html