Search: debit card
RBA Glossary definition for debit card
debit card – A debit card is a card that enables the holder to access funds in a deposit account at an authorised deposit-taking institution.
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How Australians Pay: Evidence from the 2016 Consumer Payments Survey
24 Jul 2017
RDP
PDF
1438KB
cards (Table 1). Since the 2013 survey, the share of debit card payments has increased by slightly. ... debit card payments (2.5 per cent). This difference is consistent with credit cards tending to be.
https://www.rba.gov.au/publications/rdp/2017/pdf/rdp2017-04.pdf
The Evolution of Payment Costs in Australia
11 Apr 2019
RDP
PDF
1298KB
These rankings of cash, debit cards, credit cards and cheques are broadly consistent with overseas studies and the 2007 study. ... Countries with high cash use relative to debit card use (like Hungary and Portugal) report that cash is cheaper than debit
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-14.pdf
Consumer Payment Behaviour in Australia: Evidence from the 2019 Consumer Payments Survey
9 Sep 2020
RDP
PDF
1619KB
5. Payment Cards. 5.1 Credit and Debit Cards. The vast majority of Australians have a payment card. ... Occhiutto 2020). When choosing to pay with a card, Australian consumers have increasingly been using debit cards,.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-06.pdf
Reform of Debit Card Systems in Australia: A Consultation Document - December 2005
19 Dec 2005
PDF
123KB
Reform of Debit Card Systems in Australia
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/consult-doc-dec05/pdf/consult-doc-dec05.pdf
The Evolution of Consumer Payments in Australia: Results from the 2022 Consumer Payments Survey
22 Nov 2023
RDP
PDF
143KB
RDP 2023-08 supplementary information
https://www.rba.gov.au/publications/rdp/2023/2023-08/rdp-2023-08-read-me.pdf
Submission to the RBA on Credit & Debit Card Schemes
3 Dec 2001
PDF
109KB
millions) Value. ($ millions) Debit cards Credit cards Shell Card Other cards Total. ... We would argue that banks in Australia commenced an aggressive campaign to increase the usage of credit cards, at the expense of debit card usage, in the early to
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/iii-submissions-vol2/r1-shell-rba.pdf
Price Incentives and Consumer Payment Behaviour
17 Aug 2009
RDP
PDF
262KB
5.5 Credit Card Price Incentives and the Use of Debit Cards and Cash 34. ... Credit cards are used relatively more at higher income levels, while debit card use.
https://www.rba.gov.au/publications/rdp/2009/pdf/rdp2009-04.pdf
RBA Debit Card Default Settings and Tokenisation: Wpay submission
28 Sep 2023
PDF
134KB
Setting a default network on dual-network debit cards. In regard to Questions 1-3, while some technical work would be required, we expect to be ableto implement a default routing ... 100% of Dual Network Debit Card (DNDC) traffic. This would include in
https://www.rba.gov.au/payments-and-infrastructure/submissions/the-australian-debit-card-market-default-settings-and-tokenisation/wpay.pdf
The Cost of Card Payments for Merchants
18 Mar 2020
Bulletin
- March 2020
PDF
605KB
https://www.rba.gov.au/publications/bulletin/2020/mar/pdf/the-cost-of-card-payments-for-merchants.pdf
Debit Interchange Reform Submission
16 Sep 2002
PDF
286KB
The RBA/ACCC rationale for no interchange is:. • A debit card is simply a method of accessing a transaction account and it is analternative to cheques, direct debits and direct credits ... The most logical approach to determine interchange for debit
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/responses-disc-paper/nab-130902.pdf