Search: debit card

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RBA Glossary definition for debit card

debit card – A debit card is a card that enables the holder to access funds in a deposit account at an authorised deposit-taking institution.

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Payments System

4 Jan 2024
Overview of the Australian Payments System
https://www.rba.gov.au/payments-and-infrastructure/payments-system.html

News & Announcements

2 Jan 2024
Listing of RBA news & announcements
https://www.rba.gov.au/news/

Expectations for Tokenisation of Payment Cards and Storage of PANs

21 Dec 2023 Media Releases
The Bank has released a final set of expectations for the Tokenisation of Payment Cards and Storage of PANs, aimed at improving security, efficiency and competition for online card payments.
https://www.rba.gov.au/media-releases/2023/mr-23-37.html

Consultations

21 Dec 2023
Links to Consultations
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/consultations.html

Reforms to the Payment Systems (Regulation) Act 1998

20 Dec 2023 Submissions PDF 306KB
that merchants choosing to accept Mastercard or Visa credit cards are not obliged by scheme rules to. ... accept Mastercard or Visa debit or prepaid cards, and vice-versa. However, these undertakings may,.
https://www.rba.gov.au/publications/submissions/payments-system/pdf/treasury-consultation-on-reforms-to-the-psra-submission-07-07-2023.pdf

Feedback received on Conclusions Paper: The Australian Debit Card Market: Default Settings and Tokenisation

19 Dec 2023
Feedback received on Conclusions Paper: The Australian Debit Card Market: Default Settings and Tokenisation. ... In September 2023 the Bank published a Conclusions Paper: The Australian Debit Card Market: Default Settings and Tokenisation, which included
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/expectations-on-tokenisation/feedback-conclusions-paper-the-aus-debit-card-market-default-settings-and-tokenisation.html

Expectations for Tokenisation of Payment Cards and Storage of PANs

19 Dec 2023
When a merchant or payment service provider chooses network tokenisation for a dual network debit card (DNDC), tokens should be requested and stored for both the domestic and international networks, where ... Merchants and payment service providers that
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/expectations-on-tokenisation/index.html

Consumption Behavior across the Distribution of Liquid Assets

19 Dec 2023 Research Workshop PDF 2239KB
RBA Workshop 2023
https://www.rba.gov.au/publications/workshops/research/2023/pdf/rba-workshop-2023-graham-mcdowall.pdf

Early Pension Withdrawal as Stimulus

19 Dec 2023 Research Workshop PDF 882KB
RBA Workshop 2023
https://www.rba.gov.au/publications/workshops/research/2023/pdf/rba-workshop-2023-hamilton-liu-miranda-pinto-sainsbury.pdf

Modernising Australia's Payments System

12 Dec 2023 Speech
Michele Bullock
Speech delivered by Michele Bullock, Governor, Australian Payments Network Summit, Sydney
https://www.rba.gov.au/speeches/2023/sp-gov-2023-12-12.html