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RBA Glossary definition for debit card

debit card – A debit card is a card that enables the holder to access funds in a deposit account at an authorised deposit-taking institution.

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Financial Conditions

6 Feb 2024 SMP – February 2024
Financial Conditions | Statement on Monetary Policy – February 2024
https://www.rba.gov.au/publications/smp/2024/feb/financial-conditions.html

Box D: Enhancing the Transparency of Interest Rates

6 Feb 2020 SMP – February 2020
On average, borrowers pay a much higher interest rate on credit cards, which are a form of unsecured finance, compared with other forms of personal finance. ... However, about half of all other personal loans (i.e. excluding credit cards) are secured
https://www.rba.gov.au/publications/smp/2020/feb/box-d-enhancing-the-transparency-of-interest-rates.html

List of tables

10 Aug 2008 SMP – August 2008
0.14. 1.57. Standard credit cards. 19.66. 0.14. 1.88. Low-rate credit cards.
https://www.rba.gov.au/publications/smp/2008/aug/tables.html

List of tables

10 Feb 2009 SMP – February 2009
0.04. Standard credit cards. 18.67. 1.08. 1.25. 0.88. Low-rate credit cards.
https://www.rba.gov.au/publications/smp/2009/feb/tables.html

List of tables

10 Nov 2008 SMP – November 2008
0.00. 2.09. Personal loans. Margin loans. 10.12. 0.43. 1.15. Standard credit cards. ... 19.75. 0.08. 1.96. Low-rate credit cards. 13.23. 0.34. 2.06. Unsecured term loans.
https://www.rba.gov.au/publications/smp/2008/nov/tables.html

Box C: Australia's Net Income Deficit

5 May 2005 SMP - May 2005 PDF 54KB
https://www.rba.gov.au/publications/smp/2005/may/pdf/box-c.pdf

Box B: The Effect of Policy Rate Changes on Household Debt Servicing

5 Nov 2009 SMP PDF 139KB
Reserve Bank of Australia
https://www.rba.gov.au/publications/smp/2009/nov/pdf/box-b.pdf

Box B: The Effect of Policy Rate Changes on Household Debt Servicing

10 Nov 2009 SMP – November 2009
payments on credit cards, auto loans and other non-real estate related debt. ... sharp rise in the delinquency rate on credit card repayments that has led to an increase in charge-offs, which are almost 10 per cent of outstanding balances.
https://www.rba.gov.au/publications/smp/2009/nov/box-b.html

List of tables

10 May 2008 SMP – May 2008
Personal loans. Margin loans. 10.40. 0.74. 1.44. Standard credit cards. 19.38. ... 0.81. 1.59. Low-rate credit cards. 12.54. 0.77. 1.37. Unsecured term loans.
https://www.rba.gov.au/publications/smp/2008/may/tables.html

Financial Conditions

6 Feb 2024 SMP - February 2024 PDF 1605KB
https://www.rba.gov.au/publications/smp/2024/feb/pdf/01-financial-conditions.pdf