Search: debit card
RBA Glossary definition for debit card
debit card – A debit card is a card that enables the holder to access funds in a deposit account at an authorised deposit-taking institution.
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Domestic Financial Conditions
4 Nov 2022
SMP
– November 2022
in part because consumers shifted to using debit cards rather than credit cards). ... This growth in personal credit has largely reflected increases in outstanding credit card balances, consistent with strong nominal consumption growth, and follows a
https://www.rba.gov.au/publications/smp/2022/nov/domestic-financial-conditions.html
The Role of the Payments System Board
22 Feb 2001
Bulletin
PDF
65KB
The growing popularity of debit cards forEFTPOS transactions has not been uniqueto Australia. ... 1997. 1990. Volume of Debit Card Payments1990 versus 1997. The Role of the Payments System Board July 1999.
https://www.rba.gov.au/publications/bulletin/1999/jul/pdf/bu-0799-2.pdf
Bank Fees in Australia
16 Jun 2022
Bulletin
– June 2022
This article updates previous Reserve Bank research on bank fees charged to Australian households, businesses and government.
https://www.rba.gov.au/publications/bulletin/2022/jun/bank-fees-in-australia.html
Some Features of the Australian Payments System
22 Feb 2001
Bulletin
PDF
41KB
In nearly all countries, cash playsan important role and non-cash instrumentssuch as cheques, credit and debit cards anddirect electronic payments are all available.What distinguishes the payment systems ofcountries is ... Indeed, asdiscussed earlier,
https://www.rba.gov.au/publications/bulletin/1998/dec/pdf/bu-1298-1.pdf
Domestic Financial Conditions
20 Nov 2023
SMP
- November 2023
PDF
2300KB
https://www.rba.gov.au/publications/smp/2023/nov/pdf/03-domestic-financial-conditions.pdf
The Ongoing Decline of the Cheque System
15 Jun 2017
Bulletin
– June 2017
Cheque use in Australia has declined significantly over the past few decades and currently represents only a small share of non-cash payments. This decline reflects changes in the payments market as a result of technological change and customer
https://www.rba.gov.au/publications/bulletin/2017/jun/7.html
New Payments Insights from the Updated Retail Payments Statistics Collection
21 Mar 2019
Bulletin
– March 2019
Banks' funding costs increased a little over 2018, driven by a rise in the cost of wholesale funding linked to money market rates, but with some offset from reductions in the cost of retail deposits.
https://www.rba.gov.au/publications/bulletin/2019/mar/new-payments-insights-from-the-updated-retail-payments-statistics-collection.html
Statement on Monetary Policy
3 Nov 2022
SMP
- November 2022
PDF
7804KB
https://www.rba.gov.au/publications/smp/2022/nov/pdf/statement-on-monetary-policy-2022-11.pdf
Domestic Financial Conditions
3 Nov 2022
SMP
- November 2022
PDF
1965KB
https://www.rba.gov.au/publications/smp/2022/nov/pdf/03-domestic-financial-conditions.pdf
Banking Fees in Australia
10 Jun 2012
Bulletin
– June 2012
Fee income from credit cards rose by 4.0 per cent. This was driven by an increase in credit card account servicing fee income based on a small increase in the ... Merchant service fee income rose by 3.9 per cent in 2011 (Graph 4). These fees are
https://www.rba.gov.au/publications/bulletin/2012/jun/5.html