Search: debit card
RBA Glossary definition for debit card
debit card – A debit card is a card that enables the holder to access funds in a deposit account at an authorised deposit-taking institution.
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Bank Fees in Australia
16 Jun 2022
Bulletin
– June 2022
This article updates previous Reserve Bank research on bank fees charged to Australian households, businesses and government.
https://www.rba.gov.au/publications/bulletin/2022/jun/bank-fees-in-australia.html
Some Features of the Australian Payments System
22 Feb 2001
Bulletin
PDF
41KB
In nearly all countries, cash playsan important role and non-cash instrumentssuch as cheques, credit and debit cards anddirect electronic payments are all available.What distinguishes the payment systems ofcountries is ... Indeed, asdiscussed earlier,
https://www.rba.gov.au/publications/bulletin/1998/dec/pdf/bu-1298-1.pdf
Domestic Regulatory Developments
18 Nov 2022
FSR
- April 2022
PDF
171KB
https://www.rba.gov.au/publications/fsr/2022/apr/pdf/04-regulatory-developments.pdf
The Ongoing Decline of the Cheque System
15 Jun 2017
Bulletin
– June 2017
Cheque use in Australia has declined significantly over the past few decades and currently represents only a small share of non-cash payments. This decline reflects changes in the payments market as a result of technological change and customer
https://www.rba.gov.au/publications/bulletin/2017/jun/7.html
New Payments Insights from the Updated Retail Payments Statistics Collection
21 Mar 2019
Bulletin
– March 2019
Banks' funding costs increased a little over 2018, driven by a rise in the cost of wholesale funding linked to money market rates, but with some offset from reductions in the cost of retail deposits.
https://www.rba.gov.au/publications/bulletin/2019/mar/new-payments-insights-from-the-updated-retail-payments-statistics-collection.html
Developments in the Financial System Architecture
20 Oct 2016
FSR
– October 2016
In May, the Bank published the conclusions to its Review of Card Payments Regulation. ... The PSB also determined that new interchange standards will keep the weighted-average interchange fee benchmark for credit cards at 0.50 per cent, but lower the
https://www.rba.gov.au/publications/fsr/2016/oct/dev-fin-sys-arch.html
Banking Fees in Australia
10 Jun 2012
Bulletin
– June 2012
Fee income from credit cards rose by 4.0 per cent. This was driven by an increase in credit card account servicing fee income based on a small increase in the ... Merchant service fee income rose by 3.9 per cent in 2011 (Graph 4). These fees are
https://www.rba.gov.au/publications/bulletin/2012/jun/5.html
Bulletin March Quarter 2023
8 Jun 2023
Bulletin
- March 2023
PDF
7038KB
https://www.rba.gov.au/publications/bulletin/2023/mar/pdf/bulletin-2023-03.pdf
Bank Fees in Australia
26 Sep 2022
Bulletin
- June 2022
PDF
596KB
https://www.rba.gov.au/publications/bulletin/2022/jun/pdf/bank-fees-in-australia.pdf
Consumer Payment Behaviour in Australia
26 May 2020
Bulletin
- March 2020
PDF
521KB
https://www.rba.gov.au/publications/bulletin/2020/mar/pdf/consumer-payment-behaviour-in-australia.pdf