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RBA Glossary definition for debit card

debit card – A debit card is a card that enables the holder to access funds in a deposit account at an authorised deposit-taking institution.

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Trends in Payments, Clearing and Settlement Systems

14 Sep 2017 PSB Annual Report – 2017
The latest survey indicated that credit and debit cards combined overtook cash as the payment method most frequently used by Australian consumers. ... Growth in the number and value of debit card transactions continues to outpace growth in credit card
https://www.rba.gov.au/publications/annual-reports/psb/2017/trends-in-payments-clearing-and-settlement-systems.html

Payments System Board Annual Report 2022

27 Sep 2022 PSB Annual Report - 2022 PDF 2830KB
https://www.rba.gov.au/publications/annual-reports/psb/2022/pdf/psb-annual-report-2022.pdf

Regulation of Card Payment Systems

11 Sep 2008 PSB Annual Report – 2008
Another consideration in the Reserve Bank's original decision was the assessment that, in many situations, credit and debit cards are close substitutes for one another and that, as a result, ... On 19 December 2007, the European Commission (EC) announced
https://www.rba.gov.au/publications/annual-reports/psb/2008/card-payments.html

Retail Payments Regulation and Policy Issues

21 Oct 2021 PSB Annual Report – 2021
The Review has addressed a range of payments policy issues, including: how to support dual-network debit card (DNDC) issuance and the provision of least-cost routing (LCR); the levels of ... Visa and Mastercard introduced additional strategic merchant
https://www.rba.gov.au/publications/annual-reports/psb/2021/retail-payments-regulation-and-policy-issues.html

Payment Systems Technology and Architecture

26 Sep 2006 PSB Annual Report – 2006
While scheme debit cards also allow on-line purchases to be made from a deposit account, their use raises the same issues as for credit cards, namely: confidentiality; merchant service fees; ... In contrast, there seems to be little impetus for chip
https://www.rba.gov.au/publications/annual-reports/psb/2006/payments-tech-arch.html

RBA Payments System Board 2018 Annual Report - Retail Payments Regulation and Policy Issues

20 Sep 2018 Annual Report PDF 790KB
RBA Payments System Board 2018 Annual Report
https://www.rba.gov.au/publications/annual-reports/psb/2018/pdf/retail-payments-regulation-and-policy-issues.pdf

Reserve Bank of Australia Annual Report 2023

16 Oct 2023 RBA Annual Report - 2023 PDF 832KB
https://www.rba.gov.au/publications/annual-reports/rba/2023/pdf/payments-system-board.pdf

About the Payments System Board

27 Sep 2023 PSB Annual Report – September 2023
About the Payments System Board | Payments System Board Annual Report – September 2023
https://www.rba.gov.au/publications/annual-reports/psb/2023/about-the-payments-system-board.html

Developments in the Payments System

13 Sep 2007 PSB Annual Report – 2007
Reflecting the stronger growth in debit card payments over recent years, the number of transactions on debit cards now exceeds the number on credit cards. ... Given the significantly larger average size of credit card purchases, the total value of
https://www.rba.gov.au/publications/annual-reports/psb/2007/dev-payments.html

The Evolving Retail Payments Landscape

27 Sep 2022 PSB Annual Report - 2022 PDF 564KB
https://www.rba.gov.au/publications/annual-reports/psb/2022/pdf/the-evolving-retail-payments-landscape.pdf