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RBA Glossary definition for debit card

debit card – A debit card is a card that enables the holder to access funds in a deposit account at an authorised deposit-taking institution.

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Other Retail Payments Developments

2 Oct 2013 PSB Annual Report – 2013
the debit card systems, with these fees paid by the acquirer (merchant's bank) to the issuer (cardholder's bank). ... alternative ‘consumer electronic’ rate for transactions where a debit card is inserted or swiped at a terminal.
https://www.rba.gov.au/publications/annual-reports/psb/2013/other-ret-pay-dev.html

Regulatory Developments in Retail Payments

2 Oct 2013 PSB Annual Report – 2013
The Board also noted issues that had arisen between networks in the context of contactless debit cards, which had the potential, in the Board's view, to inhibit competition, limit choice ... In June 2012, the Reserve Bank of India issued a directive
https://www.rba.gov.au/publications/annual-reports/psb/2013/reg-dev-ret-pay.html

Retail Payments Regulation and Policy Issues

17 Oct 2019 PSB Annual Report – 2019
For merchants, the cost of accepting a debit card payment can vary depending on which network processes the transaction. ... Dual-network debit cards have access to two networks – the domestic eftpos scheme and one of the two international schemes,
https://www.rba.gov.au/publications/annual-reports/psb/2019/retail-payments-regulation-and-policy-issues.html

Payments System Regulation and Policy Issues

27 Sep 2023 PSB Annual Report – September 2023
Payments System Regulation and Policy Issues | Payments System Board Annual Report – September 2023
https://www.rba.gov.au/publications/annual-reports/psb/2023/payments-system-regulation-and-policy-issues.html

The Evolving Payments Landscape

21 Oct 2021 PSB Annual Report - 2021 PDF 434KB
https://www.rba.gov.au/publications/annual-reports/psb/2021/pdf/the-evolving-payments-landscape.pdf

The Evolving Retail Payments Landscape

27 Sep 2023 PSB Annual Report – September 2023
The Evolving Retail Payments Landscape | Payments System Board Annual Report – September 2023
https://www.rba.gov.au/publications/annual-reports/psb/2023/the-evolving-retail-payments-landscape.html

Retail Payments Developments

9 Oct 2015 PSB Annual Report – 2015
Growth in debit card use continues to outpace growth in credit card transactions (Graph 3). ... Fraud statistics for ‘scheme’ debit, credit and charge cards include transactions through the international card schemes – MasterCard, Visa, American
https://www.rba.gov.au/publications/annual-reports/psb/2015/retail-payments-developments.html

Payments System Regulation and Policy Issues

11 Oct 2023 PSB Annual Report - 2023 PDF 347KB
https://www.rba.gov.au/publications/annual-reports/psb/2023/pdf/payments-system-regulation-and-policy-issues.pdf

Retail Payments Trends

24 Oct 2016 PSB Annual Report – 2016
Table 4 shows the interchange fees applying in the credit card and debit card systems as at end June. ... Fraud statistics for ‘scheme’ debit, credit and charge cards include transactions through the international card schemes – MasterCard, Visa,
https://www.rba.gov.au/publications/annual-reports/psb/2016/retail-payments-trends.html

List of tables

12 Sep 2014 PSB Annual Report – 2014
7.5. 11.9. Credit cards, debit cards, and specialised payments providers. 31.4. ... Number per capita, 2012. Cheques. Direct debits. Direct credits. Debit card.
https://www.rba.gov.au/publications/annual-reports/psb/2014/tables.html