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The Shift to Electronic Payments – Some Policy Issues
12 Apr 2023
Speech
PDF
615KB
Speech - 2023
https://www.rba.gov.au/speeches/2023/pdf/sp-so-2023-03-28.pdf
Competition and Regulation in the Card Payments Market
18 Mar 2010
Speech
PDF
39KB
Card Payments Market
https://www.rba.gov.au/speeches/2010/pdf/sp-ag-150310.pdf
An Efficient, Competitive and Safe Payments System
14 Dec 2022
Speech
PDF
638KB
Speech - 2022
https://www.rba.gov.au/speeches/2022/pdf/sp-gov-2022-12-14.pdf
11/12/2019 What's on the Cards? | Speeches ...
11 Dec 2019
PDF
156KB
Speech. What's on the Cards? Tony Richards Head of Payments Policy Department. ... More broadly,we are also asking for stakeholder views on dual-network debit cards, and the implications of theongoing shift in card ‘form factors’ away from plastic
https://www.rba.gov.au/speeches/2019/pdf/sp-so-2019-12-10.pdf
13/12/2017 Merchant Payment Costs and Least-cost Routing | Speeches ...
13 Dec 2017
PDF
291KB
I will now focus on the data for the cost of debit card transactions. ... However, when card-issuingbanks send out dual-network debit cards they are programmed with the international scheme as thefirst-priority network for contactless use and the eftpos
https://www.rba.gov.au/speeches/2017/pdf/sp-so-2017-12-13.pdf
Modernising Australia's Payments System
11 Mar 2024
Speech
PDF
486KB
Speech - 2023
https://www.rba.gov.au/speeches/2023/pdf/sp-gov-2023-12-12.pdf
Real-time Payments in Australia
5 May 2022
Speech
PDF
265KB
It is alsointeresting to note that Australians make debit card payments more frequently than in comparablecountries (Graph 3). ... BelgiumUnited States. NetherlandsUnited Kingdom. SwedenAustralia. Debit Card Payments per Capita2020; selected countries.
https://www.rba.gov.au/speeches/2022/pdf/sp-so-2022-05-03.pdf
Leaning In: Towards Better Payment and Clearing Systems
17 May 2019
Speech
PDF
401KB
Debit cards are the non-cash payment method of choice for many Australians. ... Debit cards areconnected to a customer's deposit account and draw funds for payment directly from that account.Over the past 10 years, the annual number of debit card
https://www.rba.gov.au/speeches/2019/pdf/sp-ag-2019-05-16.pdf
Innovation and Regulation in the Australian Payments System
6 Dec 2020
Speech
PDF
181KB
1. interchange fee regulation. 2. dual-network debit cards and least-cost routing. ... Dual-network debit cards and least-cost routingThe second issue is dual-network debit cards and least-cost routing.
https://www.rba.gov.au/speeches/2020/pdf/sp-gov-2020-12-07.pdf
Payments: The Future?
8 Dec 2021
Speech
PDF
299KB
There has been particularly strong growth in debit card transactions as peoplehave switched from credit to debit. ... The existing system of direct debits has worked well in some respects, but a more modern system isnow needed.
https://www.rba.gov.au/speeches/2021/pdf/sp-gov-2021-12-09.pdf