Search: credit risk/exposure
RBA Glossary definition for credit risk/exposure
credit risk/exposure – The risk that a counterparty will not settle an obligation for full value, either when due or thereafter. In 'exchange-for-value' systems, the risk is generally defined to include replacement risk (the risk of having to replace a contract at a potentially unfavourable price) and principal risk.
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Inquiry into Future Directions for the Consumer Data Right – April 2020 | Payments System | Submissions
8 May 2024
Submissions
than the customer having to initiate the payment as a credit transfer, or push payment, themselves). ... However, the NPP does not currently provide access to some account types, including credit card and loan accounts.
https://www.rba.gov.au/publications/submissions/payments-system/future-directions-for-the-consumer-data-right/index.html
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Introduction
8 May 2024
Submissions
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates. ... Download 906. KB. Credit cards offer two separate – albeit interrelated – functions, a payments function and a credit function.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/introduction.html
Applications for Authorisation in Relation to PIN@POS – July 2016 | Payments System | Submissions
8 May 2024
Submissions
payments. Debit and credit cards play an important and growing role in the payments system. ... Fraud statistics for ‘scheme’ debit, credit and charge cards include transactions through the MasterCard, Visa, American Express, Diners Club and JCB
https://www.rba.gov.au/publications/submissions/payments-system/applications-for-authorisation-re-pin@pos-2013-07/index.html
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-References
8 May 2024
Submissions
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates. ... Rodgers D (2015), ‘Credit Losses at Australian Banks, 1980–2013’, RBA Research Discussion Paper No 06.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/references.html
Labour Market | Submissions
8 May 2024
Submissions
Index of Documents commissioned by or prepared for Parliament, its committees, and other public inquiries
https://www.rba.gov.au/publications/submissions/labour-market-and-inflation/
Economic Activity | Submissions
8 May 2024
Submissions
Index of Documents commissioned by or prepared for Parliament, its committees, and other public inquiries
https://www.rba.gov.au/publications/submissions/economic-activity/
Submission to Payments System Review – January 2021 | Responses and Options Paper
8 May 2024
Submissions
controlling risk in the financial system;. promoting the efficiency of the payments system; and. ... When making a card payment, Australians are more likely to use a debit card than a credit card.
https://www.rba.gov.au/publications/submissions/payments-system/submission-to-payments-system-review-01-2021/index.html
Applications for Authorisation in Relation to PIN@POS – Auguest 2013 | Payments System | Submissions
8 May 2024
Submissions
the proposed ‘PIN to win’ promotion) might be regarded as broader marketing for MasterCard and Visa credit cards, and for the routing of debit transactions to MasterCard and Visa networks, rather ... Card issuers, on the other hand, bear much of the
https://www.rba.gov.au/publications/submissions/payments-system/applications-for-authorisation-re-pin@pos-2013-08/index.html
Financial Sector | Submissions
8 May 2024
Submissions
Index of Documents commissioned by or prepared for Parliament, its committees, and other public inquiries
https://www.rba.gov.au/publications/submissions/financial-sector/
Housing and Housing Finance | Submissions | Housing and Housing Finance | Submissions
8 May 2024
Submissions
Index of Documents commissioned by or prepared for Parliament, its committees, and other public inquiries
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/