Search: credit risk/exposure

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RBA Glossary definition for credit risk/exposure

credit risk/exposure – The risk that a counterparty will not settle an obligation for full value, either when due or thereafter. In 'exchange-for-value' systems, the risk is generally defined to include replacement risk (the risk of having to replace a contract at a potentially unfavourable price) and principal risk.

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Consultation on the Heritage Management Plan Update Reserve Bank of Australia – Sydney NSW | Consultations

15 Nov 2019 Consultations
Consultation on the Heritage Management Plan for the Reserve Bank of Australia's Head Office and Canberra Branch Buildings - November 2019
https://www.rba.gov.au/publications/consultations/201911-ho-syd-heritage-mgmt-plans.html

A Variation to the Surcharging Standards: A Consultation Document – December 2011 | Consultations

10 Dec 2011 Consultations
This document provides background on surcharging practices in Australia and the current Standards it also discusses the various views from a public consultation and the Board's consideration of those views. The document also outlines the various
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards/

Central Clearing of OTC Derivatives in Australia | Consultations

7 Jun 2011 Consultations
Central Clearing of OTC Derivatives in Australia
https://www.rba.gov.au/publications/consultations/201106-otc-derivatives.html

The Use of Established Payment Methods | Results of the Reserve Bank of Australia's 2010 Consumer Payments Use Study June 2011 |…

7 Jun 2011 Consultations
A number of factors may have contributed to this slowdown in the use of credit cards. ... First is the increased prevalence of surcharging on credit card transactions since the first study was undertaken.
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/results/established-payment-methods.html

Background | Review of Card Surcharging: A Consultation Document June 2011 | Consultations

7 Jun 2011 Consultations
Background. In 2003, the Reserve Bank began implementing reforms to the debit and credit card systems in Australia. ... One such restriction was the no-surcharge rule, which prevented merchants from surcharging for credit card and scheme debit card
https://www.rba.gov.au/publications/consultations/201106-review-card-surcharging/background.html

Payments System Board Consultation on Card Surcharging | Consultations

10 Jun 2011 Consultations
Payments System Board Consultation on Card Surcharging
https://www.rba.gov.au/publications/consultations/201106-review-card-surcharging.html

Attachment 2 – Draft Variation to the Access Regimes | Proposed Variation to the MasterCard and Visa Access Regimes: Consultation Document…

6 Dec 2013 Consultations
the public interest; and. the financial stability of the designated credit card system. ... under the rules of the Scheme and commonly known as a credit card;.
https://www.rba.gov.au/publications/consultations/20131206-prop-variations-to-mc-visa-access-regimes/attachment-2.html

Consultation on Proposed Amendment to Heritage Management Plan, Head Office, Sydney NSW | Consultations

1 Feb 2020 Consultations
Consultation on Proposed Amendment to Heritage Management Plan, Head Office, Sydney NSW
https://www.rba.gov.au/publications/consultations/202101-cn-amendment-heritage-mgmt-plan.html

Consultation | A Variation to the Surcharging Standards: A Consultation Document December 2011 | Consultations

10 Dec 2011 Consultations
Specifically, it has obtained confidential data from several acquirers on the distribution of merchant service fees for credit cards across their entire merchant books. ... The average surcharge for MasterCard and Visa credit card transactions from the
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards/consultation.html

Tokenisation of Card Payments | The Australian Debit Card Market: Default Settings and Tokenisation – Conclusions Paper

28 Sep 2023 Consultations
The Australian Debit Card Market: Default Settings and Tokenisation – Conclusions Paper
https://www.rba.gov.au/publications/consultations/202306-issues-paper-australian-debit-card-market/conclusions-paper/tokenisation-of-card-payments.html