Search: credit risk/exposure
RBA Glossary definition for credit risk/exposure
credit risk/exposure – The risk that a counterparty will not settle an obligation for full value, either when due or thereafter. In 'exchange-for-value' systems, the risk is generally defined to include replacement risk (the risk of having to replace a contract at a potentially unfavourable price) and principal risk.
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Reform of Card Payment Systems
26 Sep 2006
PSB Annual Report
– 2006
As expected the reforms have changed the effective prices facing users of credit cards. ... review beginning in 2007, five years after the credit card reforms were announced.
https://www.rba.gov.au/publications/annual-reports/psb/2006/reform-card.html
Banking, Issue and Other Functions
20 Jun 2023
RBA Annual Report
– 1979
The Bank's Rural Credits Department continued to provide seasonal finance to assist the marketing, processing or manufacture of primary produce. ... Half of the net profits of the Rural Credits Department is, in terms of the Reserve Bank Act, transferred
https://www.rba.gov.au/publications/annual-reports/rba/1979/bank-iss-oth-function.html
2.3 Banking and Payment Services
19 Oct 2023
RBA Annual Report
– October 2023
Banking and Payment Services | Reserve Bank of Australia Annual Report – October 2023
https://www.rba.gov.au/publications/annual-reports/rba/2023/banking-and-payment-services.html
Balance Sheets - Rural Credits Department | Financial Statements | Reserve Bank of Australia Annual Report - 1981
30 Jun 1981
Annual Report
Reserve Bank of Australia Annual Report – 1981 Financial Statements Balance Sheets - Rural Credits Department. ... 1980. $'000. Capital. 9,428. 9,428. Reserves —. Rural Credits Department Reserve Fund.
https://www.rba.gov.au/publications/annual-reports/rba/1981/fin-statements/bal-sheet-2.html
List of tables
12 Sep 2014
PSB Annual Report
– 2014
Per cent. Number. Value. Number. Value. Number. Value. Internet banking-initiated credit transfers. ... e) Split between debit and credit cards not available. Sources: ABS; BIS; RBA.
https://www.rba.gov.au/publications/annual-reports/psb/2014/tables.html
Competition and Efficiency
24 Mar 2003
PSB Annual Report
– 2002
During 2002, the Board finalised its reform of credit card schemes in Australia. ... more efficient and transparent pricing of credit card services to cardholders and merchants; and.
https://www.rba.gov.au/publications/annual-reports/psb/2002/competition.html
Operations in Financial Markets
27 Oct 2022
RBA Annual Report
– October 2022
The foreign assets held by the Reserve Bank can expose it to market, liquidity and credit risk, which the Bank seeks to mitigate where possible – for example, by holding a diversified ... portfolio and investing only in assets of high credit quality
https://www.rba.gov.au/publications/annual-reports/rba/2022/operations-in-financial-markets.html
Risk Management
17 Oct 2019
RBA Annual Report
– 2019
The Bank is exposed to a small amount of counterparty credit risk on domestic assets that are held under repo. ... This exposes the Bank to the small amount of residual credit risk that is inherent in repos, as noted above.
https://www.rba.gov.au/publications/annual-reports/rba/2019/risk-management.html
Competition and Efficiency
11 Nov 2004
PSB Annual Report
– 2004
The credit card reform process was initiated around four years ago with the publication of the Joint Study. ... It has also considered the relationship between the interchange fees in the credit card and EFTPOS system.
https://www.rba.gov.au/publications/annual-reports/psb/2004/competition.html
List of tables
20 Sep 2018
PSB Annual Report
– 2018
13.6. 10.1. Credit cards. 22.4. 2.8. 114. 6.8. 3.2. 8.8. 4.6. ... e). 12,000. 29. 37. 13. Cheques. 320. 47. 4. 17. Credit/charge cards.
https://www.rba.gov.au/publications/annual-reports/psb/2018/tables.html