Search: credit risk/exposure
RBA Glossary definition for credit risk/exposure
credit risk/exposure – The risk that a counterparty will not settle an obligation for full value, either when due or thereafter. In 'exchange-for-value' systems, the risk is generally defined to include replacement risk (the risk of having to replace a contract at a potentially unfavourable price) and principal risk.
Search Results
Expectations for Tokenisation of Payment Cards and Storage of PANs
21 Dec 2023
Media Releases
The Bank has released a final set of expectations for the Tokenisation of Payment Cards and Storage of PANs, aimed at improving security, efficiency and competition for online card payments.
https://www.rba.gov.au/media-releases/2023/mr-23-37.html
Access Regime Access Regime for the Visa Credit Card ...
17 Dec 2014
Media Release
PDF
96KB
credit card issuing, credit card acquiring or both (within the meaning of Regulation. ... deposit-taking institutions other than specialist credit card institutions as a class in.
https://www.rba.gov.au/media-releases/2014/pdf/mr-14-22-gazette-notice-visa.pdf
Statement by Philip Lowe, Governor: Monetary Policy Decision
6 Apr 2021
Media Releases
At its meeting today, the Board decided to maintain the current policy settings, including the targets of 10 basis points for the cash rate and the yield on the 3-year Australian Government bond, as well as the parameters of the Term Funding
https://www.rba.gov.au/media-releases/2021/mr-21-04.html
December: 1997-Sample Questionnaire
9 Mar 2023
Media Release
do they involve the substitution/novation of credit exposure to a central counterparty? ... 10. Outline any measures that your institution is taking to reduce settlement risk in foreign exchange transactions.
https://www.rba.gov.au/media-releases/1997/mr-97-22-fxsp/annex-b.html
Payment System Reform
20 Jul 2005
Media Releases
The Reserve Bank has released for public comment a draft revised standard for the setting of credit card interchange fees, which would mean the establishment of a common benchmark rather than scheme-specific benchmarks for the Bankcard, MasterCard
https://www.rba.gov.au/media-releases/2005/mr-05-08.html
Statement by Philip Lowe, Governor: Monetary Policy Decision
5 Oct 2021
Media Releases
Housing credit growth has picked up due to stronger demand for credit by both owner-occupiers and investors. ... The Council of Financial Regulators has been discussing the medium-term risks to macroeconomic stability of rapid credit growth at a time of
https://www.rba.gov.au/media-releases/2021/mr-21-22.html
Same-day Settlement of Direct Entry Payments
25 Nov 2013
Media Releases
Starting from 25 November, the settlement of Direct Entry (DE) obligations between payments system participants is occurring on a same-day, rather than next-day, basis
https://www.rba.gov.au/media-releases/2013/mr-13-24.html
Payments System Reforms
27 Apr 2006
Media Releases
The Reserve Bank released a package of reforms to the EFTPOS and scheme debits systems. It also revoked the designation of the Bankcard system, which is in the process of winding up, and determined that the Payment Systems (Regulation) Act 1998 does
https://www.rba.gov.au/media-releases/2006/mr-06-02.html
Payment Systems (Regulation) Act 1998 The Designated MasterCard Credit Card System
23 Feb 2004
Media Releases
Payment Systems (Regulation) Act 1998 The Designated MasterCard Credit Card System
https://www.rba.gov.au/media-releases/2004/mr-04-02-gazette-notice-mastercard.html
Statement by the Governor, Mr Bernie Fraser: Monetary Policy to Tighten
17 Aug 1994
Media Releases
Announcement of increase in the cash rate by 0.75 per cent to 5.50 per cent
https://www.rba.gov.au/media-releases/1994/mr-94-11.html