Search: credit card
RBA Glossary definition for credit card
credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.
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Statement on Monetary Policy - May 2024
8 May 2024
SMP
- May 2024
PDF
3509KB
https://www.rba.gov.au/publications/smp/2024/may/pdf/statement-on-monetary-policy-2024-05.pdf
Reserve Bank of Australia Annual Report 2023
1 May 2024
RBA Annual Report
- 2023
PDF
358KB
https://www.rba.gov.au/publications/annual-reports/rba/2023/pdf/banking-and-payment-services.pdf
Reserve Bank of Australia Annual Report 2023
1 May 2024
RBA Annual Report
- 2023
PDF
9575KB
https://www.rba.gov.au/publications/annual-reports/rba/2023/pdf/rba-annual-report-2023.pdf
Interlinking Fast Payment Systems for Cross-border Payments
23 Apr 2024
PDF
2747KB
This model may be used by money transfer operators, three-party card schemes and multinational banks with a presence in both the payer’s and payee’s country. ... leg of incoming and outgoing account-to-account credit transfers (European Payments
https://www.rba.gov.au/payments-and-infrastructure/pdf/report-interlinking-fast-payment-systems-for-cross-border-payments-april-2024.pdf
Bulletin
17 Apr 2024
Bulletin
- April 2024
PDF
7253KB
https://www.rba.gov.au/publications/bulletin/2024/apr/pdf/bulletin-2024-04.pdf
The Effect of Least-cost Routing on Merchant Payment Costs
17 Apr 2024
Bulletin
- April 2024
PDF
746KB
https://www.rba.gov.au/publications/bulletin/2024/apr/pdf/the-effect-of-least-cost-routing-on-merchant-payment-costs.pdf
Valuing Safety and Privacy in Retail Central Bank Digital Currency
4 Apr 2024
RDP
PDF
1594KB
surcharges to use debit cards and credit cards, rather than cash. ... household internet access, and credit card usage. The survey asked 9,100 Australians to join via.
https://www.rba.gov.au/publications/rdp/2024/pdf/rdp2024-02.pdf
Financial Stability Review - March 2024
26 Mar 2024
FSR
- March 2024
PDF
2619KB
https://www.rba.gov.au/publications/fsr/2024/mar/pdf/financial-stability-review-2024-03.pdf
Banknote Distribution Terms and Conditions
22 Feb 2024
PDF
561KB
Depositor Identifier Card means a card with that name in the form prescribed by the Reserve Bank from time to time (Contact Level C). ... Note Quality Reward Scheme means the performance credits and performance debits scheme, established under clause 4.3
https://www.rba.gov.au/payments-and-infrastructure/banknote-distribution-framework/bdf-legal-framework/pdf/bdf-terms-and-conditions.pdf
RBAFOI-232437 - documents for release
21 Feb 2024
PDF
479KB
statistics on market concentration card issuers
https://www.rba.gov.au/information/foi/disclosure-log/pdf/232437.pdf