Search: credit card
RBA Glossary definition for credit card
credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.
Search Results
Credit Card Interchange Fees
1 Feb 2007
PDF
18KB
Submissions on Impact of Interchange Standard on Competition between Card Schemes
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/submissions-cc-competition/wbc-01022007.pdf
Credit Card Interchange Fees
31 Jan 2007
PDF
25KB
Submissions on Impact of Interchange Standard on Competition between Card Schemes
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/submissions-cc-competition/visa-31012007.pdf
Response to RBA Credit Card Questions
3 Dec 2001
PDF
20KB
than credit cards; • Greater merchant acceptance, due to lower merchant service fees, thereby. ... Most consumers now see a loyalty scheme as a base requirement in an attractive credit card product. •
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/iii-submissions-vol1/n2-cusc.pdf
Merchant Service Fees and Market Shares for Credit and Charge Cards
17 Aug 2005
Bulletin
PDF
104KB
Reserve Bank of Australia Bulletin August 2005
https://www.rba.gov.au/publications/bulletin/2005/aug/pdf/bu-0805-2.pdf
Letter to the Governor of the Reserve Bank of Australia, The Australian Credit Card System - Exercise of Designation Powers
3 Dec 2001
PDF
13KB
THE AUSTRALIAN CREDIT CARD SYSTEM – EXERCISE OF DESIGNATION POWERS I refer to your letter dated 21 March 2001 stating your preparedness to designate the Australian credit card system. ... T.2. Ref: FPGW154. VISA intends to respond to the Reserve
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/iii-submissions-vol2/t2-visa-020401.pdf
Visa Debit and the risk of increased credit card use
4 May 2005
PDF
33KB
Submission on Visa Debit Systems
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/submissions-reform-draft/afccra-30042005.pdf
Standard: The ‘Honour All Cards’ Rule in the Visa Debit and Visa Credit Card Systems and the ‘No Surcharge’ Rule in the Visa Debit System
21 Nov 2012
PDF
154KB
Visa Debit Compilation
https://www.rba.gov.au/payments-and-infrastructure/payments-system-regulation/standards/pdf/visa-debit-compilation.pdf
Key Issues - Credit Card Merchant Arrangements
14 Mar 2002
PDF
1192KB
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/consult-doc-responses/restaurant-110302.pdf
Payment System Issues - Credit Card Interchange Fees
31 Jan 2007
PDF
24KB
Submissions on Impact of Interchange Standard on Competition between Card Schemes
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/submissions-cc-competition/cba-31012007.pdf
Submission on proposed Credit Card Access Regime
5 Nov 2003
PDF
81KB
Submission on proposed Credit Card Access Regime MoneySwitch Ltd is an intending Specialist Credit Card Institution, acting as an acquirer.
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/access-regime-response/moneyswitch-120903.pdf