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RBA Glossary definition for credit card

credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.

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The Evolving Retail Payments Landscape

27 Sep 2022 PSB Annual Report - 2022 PDF 564KB
https://www.rba.gov.au/publications/annual-reports/psb/2022/pdf/the-evolving-retail-payments-landscape.pdf

Payments System Board Annual Report 2011 - Developments in Retail Payment Systems

20 Sep 2011 PSB Annual Report 2011 PDF 583KB
https://www.rba.gov.au/publications/annual-reports/psb/2011/pdf/dev-payment.pdf

Payments System Board Annual Report 2005

29 Sep 2005 PSB Annual Report 2005 PDF 1088KB
https://www.rba.gov.au/publications/annual-reports/psb/2005/pdf/2005-psb-ann-report.pdf

Payments System Board Annual Report 2004 - Competition and Efficiency

22 Sep 2005 PSB Annual Report 2004 PDF 67KB
https://www.rba.gov.au/publications/annual-reports/psb/2004/pdf/competition.pdf

Payments System Board Annual Report 2002 - Overview

22 Sep 2005 PSB Annual Report 2002 PDF 81KB
https://www.rba.gov.au/publications/annual-reports/psb/2002/pdf/overview.pdf

Banking and Payment Services

9 Aug 2023 RBA Annual Report - 2022 PDF 351KB
https://www.rba.gov.au/publications/annual-reports/rba/2022/pdf/banking-and-payment-services.pdf

About the Payments System Board

8 Oct 2023 PSB Annual Report - 2023 PDF 829KB
https://www.rba.gov.au/publications/annual-reports/psb/2023/pdf/about-the-payments-system-board.pdf

Payments System Board Annual Report 2002 - Competition and Efficiency

22 Sep 2005 PSB Annual Report 2002 PDF 154KB
https://www.rba.gov.au/publications/annual-reports/psb/2002/pdf/competition.pdf

Payments System Board Annual Report 2003 - Competition and Efficiency

22 Sep 2005 PSB Annual Report 2003 PDF 94KB
https://www.rba.gov.au/publications/annual-reports/psb/2003/pdf/competition.pdf

Payments System Board Annual Report 2010 - Developments in Retail Payment Systems

25 Oct 2010 PSB Annual Report 2010 PDF 363KB
https://www.rba.gov.au/publications/annual-reports/psb/2010/pdf/dev-payment.pdf