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RBA Glossary definition for credit card

credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.

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2.3 Banking and Payment Services

19 Oct 2023 RBA Annual Report – October 2023
Banking and Payment Services | Reserve Bank of Australia Annual Report – October 2023
https://www.rba.gov.au/publications/annual-reports/rba/2023/banking-and-payment-services.html

1.4 Payments System Board

19 Oct 2023 RBA Annual Report – October 2023
Payments System Board | Reserve Bank of Australia Annual Report – October 2023
https://www.rba.gov.au/publications/annual-reports/rba/2023/payments-system-board.html

Payments System Regulation and Policy Issues

27 Sep 2023 PSB Annual Report – September 2023
Payments System Regulation and Policy Issues | Payments System Board Annual Report – September 2023
https://www.rba.gov.au/publications/annual-reports/psb/2023/payments-system-regulation-and-policy-issues.html

The Evolving Retail Payments Landscape

27 Sep 2023 PSB Annual Report – September 2023
The Evolving Retail Payments Landscape | Payments System Board Annual Report – September 2023
https://www.rba.gov.au/publications/annual-reports/psb/2023/the-evolving-retail-payments-landscape.html

At a Glance

27 Sep 2023 PSB Annual Report – 2023
https://www.rba.gov.au/publications/annual-reports/psb/

About the Payments System Board

27 Sep 2023 PSB Annual Report – September 2023
About the Payments System Board | Payments System Board Annual Report – September 2023
https://www.rba.gov.au/publications/annual-reports/psb/2023/about-the-payments-system-board.html

Monetary Policy and Financial Developments

26 Jun 2023 RBA Annual Report – 1977
Arrangements for provisional tax payments, which can also affect the credit funds of housing lenders, were unchanged from earlier years; and substantial company tax payments would still need to be made ... Demand on banks for funds by the household
https://www.rba.gov.au/publications/annual-reports/rba/1977/monetary-policy-and-financial-developments.html

Departmental Activities

9 Mar 2023 RBA Annual Report – 1962
Grants totalling £216,578 were made from the Rural Credits Development Fund to assist organisations engaged in research and extension work for the promotion of primary production. ... On the local scene, further experience in data handling techniques
https://www.rba.gov.au/publications/annual-reports/rba/1962/departmental-activities.html

Special Activities

9 Mar 2023 RBA Annual Report – 1961
Further experience in data handling techniques has been gained by extending the use of the Bank's punched card equipment in the processing of the relatively high volumes of both paper ... and punched card cheques issued on certain Commonwealth Government
https://www.rba.gov.au/publications/annual-reports/rba/1961/special-activities.html

Australian Interest Rates and Security Yields

9 Mar 2023 RBA Annual Report – 1960
New projects included research into trade credit in Australia, and capital formation in the sheep industry of northern New South Wales. ... At the same time, first-hand experience in data processing methods is being gained by processing cheques of
https://www.rba.gov.au/publications/annual-reports/rba/1960/special-activities.html