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RBA Glossary definition for credit card
credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.
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Payments System Board Decisions
22 Aug 2005
Media Releases
The Reserve Bank has imposed an Access Regime on the Visa Debit system, in order to ensure that Specialist Credit Card Institutions (SCCIs) are eligible to join the Visa system to provide services to merchants accepting both Visa credit and debit
https://www.rba.gov.au/media-releases/2005/mr-05-10.html
Dual-Network Cards and Mobile Wallet Technology: Consultation Paper
7 Dec 2016
Media Releases
The Reserve Bank has issued a consultation paper: Dual-Network Cards and Mobile Wallet Technology.
https://www.rba.gov.au/media-releases/2016/mr-16-31.html
Consultation on Payment Card Access Regimes
28 May 2013
Media Releases
Consultation on Payment Card Access Regimes
https://www.rba.gov.au/media-releases/2013/mr-13-11.html
Payments System Issues
22 Nov 2012
Media Releases
Media release issued on 22 November 2012 announcing payments system issues
https://www.rba.gov.au/media-releases/2012/mr-12-34.html
Payment Card Access Regimes
7 Mar 2014
Media Releases
Payment Card Access Regimes
https://www.rba.gov.au/media-releases/2014/mr-14-04.html
Payment Card Access Regimes
18 Dec 2014
Media Releases
Payment Card Access Regimes
https://www.rba.gov.au/media-releases/2014/mr-14-22.html
Reform of Debit Card Systems in Australia
7 Jul 2006
Media Releases
The Reserve Bank introduces reforms for scheme debit systems
https://www.rba.gov.au/media-releases/2006/mr-06-04.html
Payments System Board Update: November 2017 Meeting
17 Nov 2017
Media Releases
At its meeting today, the Payments System Board discussed issues including the cost of payments to merchants, trends in card fraud, developments in the ATM industry and the assessment of LCH Ltd's SwapClear Service.
https://www.rba.gov.au/media-releases/2017/mr-17-24.html
The Operation of the Interchange Standards: Conclusions and Variation of Standards
31 May 2019
Media Releases
The Reserve Bank has issued a Media Release The Operation of the Interchange Standards: Conclusions.
https://www.rba.gov.au/media-releases/2019/mr-19-14.html
Payments System Board Update: May 2022 Meeting
26 May 2022
Media Releases
Today’s Payments System Board meeting discussed banknote distribution arrangements, the ASX’s CHESS replacement program, payments system regulatory reforms, stablecoin developments, merchant payment costs and the annual assessment of Australia's
https://www.rba.gov.au/media-releases/2022/mr-22-13.html