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RBA Glossary definition for credit card
credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.
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Box D: The New Payments Platform and Fast Settlement Service
10 Apr 2018
FSR
– April 2018
Immediate settlement also means that financial institutions can make funds available to recipients in real time without taking on credit risk. ... The speed with which funds can be made available to recipients also reduces the credit and liquidity risks
https://www.rba.gov.au/publications/fsr/2018/apr/box-d.html
Boxes
31 Dec 2004
FSR
– 2004
A number of Boxes on topics of special interest are published in the Financial Stabiilty Review. These boxes can be read as stand-alone documents or within the relevant Financial Stability Review.
https://www.rba.gov.au/publications/fsr/2004/boxes.html
Box D: Estimates of Borrowing Capacity from Banks' Online Housing Loan Calculators
10 Mar 2005
FSR
– March 2005
The numbers presented below were derived from the calculators on eight banks' websites, and were estimated for a single borrower with no other loan commitments (including credit card debt) and whose
https://www.rba.gov.au/publications/fsr/2005/mar/box-d.html
The Australian Financial System
10 Sep 2011
FSR
– September 2011
The major banks continue to be viewed favourably by the international credit rating agencies. ... RITS also settles batches of net interbank obligations. The 9.00 am batch includes the settlement of low-value retail payments, such as cheques, debit and
https://www.rba.gov.au/publications/fsr/2011/sep/aus-fin-sys.html
The Australian Financial System
10 Sep 2014
FSR
– September 2014
especially given that the bulk of bank credit losses in Australia have historically occurred in business lending. ... The pick-up in credit growth has been accompanied by stronger price competition in some loan markets.
https://www.rba.gov.au/publications/fsr/2014/sep/aus-fin-sys.html
The Australian Financial System
10 Mar 2013
FSR
– March 2013
Slow credit growth can pressure banks to compete harder to maintain their overall revenue growth. ... as credit intermediation involving entities and activities outside the prudentially regulated banking system.
https://www.rba.gov.au/publications/fsr/2013/mar/aus-fin-sys.html
List of graphs
10 Mar 2010
FSR
– March 2010
Graph 21: Intermediated Credit Growth. ... Graph 63: Household Credit Card Usage.
https://www.rba.gov.au/publications/fsr/2010/mar/graphs.html
Box C: Survey-based Indicators of Household Finances
10 Mar 2008
FSR
– March 2008
Data on housing and credit card arrears provide a timely indication of households' ability to meet their debt obligations.
https://www.rba.gov.au/publications/fsr/2008/mar/box-c.html
List of graphs
10 Sep 2005
FSR
– September 2005
Graph 19: Credit Cards. ... Graph 3: Domicile of Australian CDO Credit Exposures.
https://www.rba.gov.au/publications/fsr/2005/sep/graphs.html
List of graphs
10 Mar 2006
FSR
– March 2006
Graph 21: Credit Cards. ... Graph 29: Indicators of Corporate Credit Risk.
https://www.rba.gov.au/publications/fsr/2006/mar/graphs.html