Search: credit card
Did you mean
credit cards?
RBA Glossary definition for credit card
credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.
Search Results
Financial Intermediaries
10 Sep 2006
FSR
– September 2006
Robust competition in personal lending, particularly credit cards, is also evident. ... An increasing number of lenders, including each of the five largest banks, have begun offering low-rate credit cards with interest rates between 9 and 13 per cent,
https://www.rba.gov.au/publications/fsr/2006/sep/fin-intermed.html
List of graphs
10 Sep 2004
FSR
– September 2004
Graph A1: Credit Card and Housing Loans Past Due. ... Graph A2: Credit Card Cash Advances.
https://www.rba.gov.au/publications/fsr/2004/sep/graphs.html
The Global Financial Environment
10 Mar 2012
FSR
– March 2012
However, authorities continue to be concerned about the availability of credit for small businesses. ... incentives for households to repay principal on their mortgages and use debit cards rather than credit cards.
https://www.rba.gov.au/publications/fsr/2012/mar/global-fin-env.html
The Australian Financial System
10 Mar 2014
FSR
– March 2014
As noted in the September 2013 Review, deterioration in the performance of banks' personal loan portfolios, including credit cards and other personal loans, likely reflects a combination of compositional factors, although ... In addition, a significant
https://www.rba.gov.au/publications/fsr/2014/mar/aus-fin-sys.html
Financial Stability Review – September 2004
10 Sep 2004
FSR
- September 2004
https://www.rba.gov.au/publications/fsr/2004/sep/
Box B: Variable Interest Rates on Housing Loans
10 Mar 2005
FSR
– March 2005
rates and fee waivers on a range of bank products including home loans, credit cards and deposits.
https://www.rba.gov.au/publications/fsr/2005/mar/box-b.html
List of graphs
10 Sep 2008
FSR
– September 2008
Graph 41: Credit Ratings of the Largest 100 Banks. ... Graph 58: Indicators of Personal Credit Card Use.
https://www.rba.gov.au/publications/fsr/2008/sep/graphs.html
The Australian Financial System
10 Sep 2013
FSR
– September 2013
In contrast to banks' housing loan portfolios, the performance of banks' personal loans, including credit cards and other personal loans, has continued to deteriorate. ... Growth in business credit also remains low, consistent with below-average business
https://www.rba.gov.au/publications/fsr/2013/sep/aus-fin-sys.html
The Australian Financial System
10 Sep 2012
FSR
– September 2012
Revenue growth has been constrained by modest credit growth and pressures on margins. ... the overall availability of credit is likely to be minor (for more details, see the ‘Household and Business Balance Sheets’ chapter).
https://www.rba.gov.au/publications/fsr/2012/sep/aus-fin-sys.html
The Australian Financial System
10 Mar 2011
FSR
– March 2011
In an environment of slower domestic credit growth, banks may look to expand overseas. ... The average daily value settled in the 9.00 am batch, which includes obligations arising from the clearing of low-value retail payments (such as cheques, debit and
https://www.rba.gov.au/publications/fsr/2011/mar/aus-fin-sys.html