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RBA Glossary definition for credit card
credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.
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Boxes
22 Mar 2024
FSR
A number of Boxes on topics of special interest are published in the Financial Stabiilty Review. These boxes can be read as stand-alone documents or within the relevant Financial Stability Review.
https://www.rba.gov.au/publications/fsr/boxes.html
The Global and Macro-financial Environment
22 Mar 2024
FSR
– March 2024
The Global and Macro-financial Environment | Financial Stability Review – March 2024
https://www.rba.gov.au/publications/fsr/2024/mar/the-global-and-macro-financial-environment.html
Resilience of Australian Households and Businesses
6 Oct 2023
FSR
– October 2023
Resilience of Australian Households and Businesses | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/household-business-finances-in-australia.html
The Global and Macro-financial Environment
6 Oct 2023
FSR
– October 2023
The Global and Macro-financial Environment | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/global-financial-environment.html
Household and Business Finances in Australia
6 Apr 2023
FSR
– April 2023
Household and Business Finances in Australia | Financial Stability Review – April 2023
https://www.rba.gov.au/publications/fsr/2023/apr/household-business-finances.html
Household and Business Finances
8 Apr 2022
FSR
– April 2022
However, the value of BNPL transactions remains relatively small compared to other forms of personal finance, with the value of domestic personal credit and charge card purchases on Australian-issued cards ... other adjustments to their finances such as
https://www.rba.gov.au/publications/fsr/2022/apr/household-business-finances.html
Domestic Regulatory Developments
8 Apr 2022
FSR
– April 2022
In conjunction with the information paper, APRA conducted a public consultation on an update of its credit risk management prudential standard. ... These are the Mastercard debit and credit card systems, the Visa debit and credit card systems, the EFTPOS
https://www.rba.gov.au/publications/fsr/2022/apr/regulatory-developments.html
Domestic Regulatory Developments
8 Oct 2021
FSR
– October 2021
The CFR closely monitors credit conditions, with housing credit a focus in 2021. ... The Bank issued a consultation paper presenting preliminary conclusions in May 2021, which covered: issuance of dual-network debit cards and promotion of ‘least-cost
https://www.rba.gov.au/publications/fsr/2021/oct/regulatory-developments.html
Household and Business Finances in Australia
9 Oct 2020
FSR
– October 2020
Many have increased their financial resilience through higher mortgage prepayments, paying down personal credit balances, and increasing their savings. ... In aggregate, households have also been paying down balances on credit cards.
https://www.rba.gov.au/publications/fsr/2020/oct/household-business-finances-in-australia.html
Household and Business Finances
4 Oct 2019
FSR
– October 2019
The progressive expansion of Comprehensive Credit Reporting to cover mortgages, as well as credit cards, is unlikely to meaningfully reduce credit supply. ... More recently, the increased use of buy-now-pay-later services may be contributing to a decline
https://www.rba.gov.au/publications/fsr/2019/oct/household-business-finances.html