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RBA Glossary definition for credit card

credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.

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Bank Fees in Australia

29 Jan 2024 Bulletin - January 2024 PDF 832KB
https://www.rba.gov.au/publications/bulletin/2024/jan/pdf/bank-fees-in-australia.pdf

Understanding the Post-pandemic Demand for Australia's Banknotes

29 Jan 2024 Bulletin - January 2024 PDF 680KB
https://www.rba.gov.au/publications/bulletin/2024/jan/pdf/understanding-the-post-pandemic-demand-for-australias-banknotes.pdf

Developments in Income and Consumption Across Household Groups

29 Jan 2024 Bulletin - January 2024 PDF 609KB
https://www.rba.gov.au/publications/bulletin/2024/jan/pdf/developments-in-income-and-consumption-across-household-groups.pdf

Bank Fees in Australia

25 Jan 2024 Bulletin – January 2024
Jessica Dunphy
This article updates Reserve Bank research on bank fees charged to Australian households, businesses and government.
https://www.rba.gov.au/publications/bulletin/2024/jan/bank-fees-in-australia.html

January | 2024

25 Jan 2024 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2024/jan/

Understanding the Post-pandemic Demand for Australia's Banknotes

25 Jan 2024 Bulletin – January 2024
Patrick Elkington and Rochelle Guttmann
Banknotes can be used to make legitimate payments, but they can also be hoarded, lost or used to facilitate transactions in the shadow economy.
https://www.rba.gov.au/publications/bulletin/2024/jan/understanding-the-post-pandemic-demand-for-australias-banknotes.html

Developments in Income and Consumption Across Household Groups

25 Jan 2024 Bulletin – January 2024
Benjamin Beckers, Ashwin Clarke, Amelia Gao, Madeleine James and Ryan Morgan
Data on spending by income and mortgagor status suggest that growth in consumption has slowed significantly over the past year or so across most household groups as cost-of-living pressures have weighed on household finances.
https://www.rba.gov.au/publications/bulletin/2024/jan/developments-in-income-and-consumption-across-household-groups.html

Glossary

22 Jan 2024
A glossary of terms used on the RBA website
https://www.rba.gov.au/glossary/

Payments System Board

19 Jan 2024
This gives an important protection to institutions at which such cheques are deposited, because it allows them to reverse any provisional credits made on the basis of these cheques. ... The ACCC has authorised a number of such arrangements, particularly
https://www.rba.gov.au/about-rba/boards/psb-board.html

2024

18 Jan 2024 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2024/