Search: credit card
RBA Glossary definition for credit card
credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.
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Explanatory Notes on Access Regimes for the Designated Credit Card Schemes
20 Feb 2004
Media Release
PDF
75KB
Explanatory Note on Access Regime for the Designated Credit Card Schemes. ... effect on any participant in the designated credit card systems. The change.
https://www.rba.gov.au/media-releases/2004/pdf/mr-04-02-expl-note.pdf
Competition and Efficiency
24 Mar 2003
PSB Annual Report
– 2002
cards. Credit card users are effectively ‘subsidised’, in the sense that they are charged less than the cost of the credit card payment services they use (or are even offered rebates ... in reforming debit card interchange fees at the same time as
https://www.rba.gov.au/publications/annual-reports/psb/2002/competition.html
Box A: Credit Card Indicators
22 Sep 2004
FSR
PDF
118KB
Box A: Credit Card Indicators. Outstanding debt on credit cards accounts for about 3 per cent of the total debt owed by the household sector. ... Consistent aggregate data on credit card loans past due are only available from 2002.
https://www.rba.gov.au/publications/fsr/2004/sep/pdf/box-a.pdf
Reform of Credit Card Schemes in Australia: III Submissions Received (Volume 2)
9 Mar 2023
Listing of chapters contained in the Reserve Bank's Reform of Credit Card Schemes in Australia: III Submissions Received (Volumne 2)
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/iii-submissions-vol2/
Reform of Credit Card Schemes in Australia: III Submissions Received (Volume 1)
9 Mar 2023
Listing of chapters contained in the Reserve Bank's Reform of Credit Card Schemes in Australia: III Submissions Received (Volume 1)
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/iii-submissions-vol1/
Standard: The 'Honour All Cards' Rule in the Visa Debit and Visa Credit Card Systems and the 'No Surcharge' Rule in the Visa Debit System - …
26 Apr 2006
Media Release
PDF
40KB
Reform of the EFTPOS and Visa Debit Systems in Australia
https://www.rba.gov.au/media-releases/2006/pdf/honour-all-cards-std.pdf
Payments System Issues
5 Mar 2007
Media Releases
Decisions made at the 26 February 2007 meeting of the Payments System Board
https://www.rba.gov.au/media-releases/2007/mr-07-02.html
Reform of Credit Card Schemes in Australia: Responses to Consultation Document
9 Mar 2023
Listing of chapters contained in the Reserve Bank's Reform of Credit Card Schemes in Australia: Responses to Consultation Document
https://www.rba.gov.au/payments-and-infrastructure/credit-cards/consult-doc-responses/
All Speeches
4 Mar 2024
Speeches by senior staff of the Reserve Bank
https://www.rba.gov.au/speeches/list.html