Search: credit card
RBA Glossary definition for credit card
credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.
Search Results
Credo et Fido: Credit and Trust
25 Sep 2012
Speech
Deakin University's 2012 Richard Searby Oration delivered by Guy Debelle, Assistant Governor (Financial Markets), Melbourne
https://www.rba.gov.au/speeches/2012/sp-ag-250912.html
The Reserve Bank of Australia - Post Wallis
27 Feb 2001
Speech
PDF
73KB
They determine the revenue flows associated with card transactions,the costs ultimately borne by merchants and card-holders, the incentives to useand accept credit and debit cards and the terms of ... 12. encouraging use of credit cards rather than
https://www.rba.gov.au/speeches/1999/pdf/sp-ag-281099.pdf
Transcript of Question & Answer Session on 12 December 2023
12 Dec 2023
Speech
Transcript of Question & Answer Session , Australian Payments Network Summit, Sydney
https://www.rba.gov.au/speeches/2023/sp-gov-2023-12-12-q-and-a-transcript.html
Real-time Payments in Australia
5 May 2022
Speech
PDF
265KB
We expectthat account-to-account credit transfers will continue to migrate from DE to the NPP. ... payments. In Australia,card payments are the dominant payment method for both in-store and online purchases.
https://www.rba.gov.au/speeches/2022/pdf/sp-so-2022-05-03.pdf
The Ongoing Evolution of the Australian Payments System
23 Feb 2016
Speech
Speech at the Payments Innovation 2016 Conference, Sydney
https://www.rba.gov.au/speeches/2016/sp-so-2016-02-23.html
The Many Faces of Risk in Banking
12 Jun 1997
Speech
Talk by Graeme Thompson to the Australian Institute of Banking and Finance, Canberra
https://www.rba.gov.au/speeches/1997/sp-dg-120697.html
An eAUD?
13 Dec 2017
Speech
Speech delivered by Philip Lowe, Governor, at the 2017 Australian Payment Summit, Sydney
https://www.rba.gov.au/speeches/2017/sp-gov-2017-12-13.html
Payments: The Future?
8 Dec 2021
Speech
PDF
299KB
There has been particularly strong growth in debit card transactions as peoplehave switched from credit to debit. ... It can also help tostreamline the credit assessment processes and help consumers get a better deal.
https://www.rba.gov.au/speeches/2021/pdf/sp-gov-2021-12-09.pdf
Innovation and Governance of Payment Systems
16 Sep 2005
Speech
Speech by Philip Lowe to the Financial Review Conference, Banktech.05, Sydney
https://www.rba.gov.au/speeches/2005/sp-ag-160905.html
The Preliminary Conclusions of the Payments System Review
4 Jun 2008
Speech
Speech by Philip Lowe to the Visa Forum 2008, Hamilton Island, Queensland
https://www.rba.gov.au/speeches/2008/sp-ag-040608.html