Search: credit card
RBA Glossary definition for credit card
credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.
Search Results
Leaning In: Towards Better Payment and Clearing Systems
16 May 2019
Speech
Speech delivered by Michele Bullock, Assistant Governor (Financial System), at ASIC Annual Forum, Sydney
https://www.rba.gov.au/speeches/2019/sp-ag-2019-05-16.html
Policymaking at the Reserve Bank
18 Oct 2022
Speech
PDF
489KB
Speech - 2022
https://www.rba.gov.au/speeches/2022/pdf/sp-dg-2022-10-18.pdf
22/09/2020 New Financial Statistics: The Value of Sound Data ...
22 Sep 2020
Speech
PDF
172KB
That is, people were spending less and so were accumulatingless credit card debt. ... Taken together, these developments have worked toreduce the stock of outstanding credit card debt.
https://www.rba.gov.au/speeches/2020/pdf/sp-so-2020-09-17.pdf
The Availability of Business Finance
13 Dec 2017
Speech
Speech delivered by Christopher Kent, Assistant Governor (Financial Markets), to the 30th Australasian Finance and Banking Conference, University of New South Wales
https://www.rba.gov.au/speeches/2017/sp-ag-2017-12-13.html
Merchant Payment Costs and Least-cost Routing
13 Dec 2017
Speech
Speech delivered by Tony Richards, Head of Payments Policy, at the Australian Payment Summit 2017, Sydney
https://www.rba.gov.au/speeches/2017/sp-so-2017-12-13.html
Innovation and Regulation in the Australian Payments System
6 Dec 2020
Speech
PDF
181KB
Credit card interchange fees are also lower than in mostcountries. One exception is the lower credit card interchange fees in Europe. ... interchange fee on a $5 transaction is equivalent to an interchange rate of300 basis points, which is far higher
https://www.rba.gov.au/speeches/2020/pdf/sp-gov-2020-12-07.pdf
The Economics of a Central Bank Digital Currency in Australia
8 Dec 2022
Speech
Speech delivered by Brad Jones, Assistant Governor (Financial System), 17th Central Bank Conference on the Microstructure of Financial Markets, Sydney
https://www.rba.gov.au/speeches/2022/sp-ag-2022-12-08.html
Transcript of Question & Answer Session on 26 March 2024
26 Mar 2024
Speech
Transcript of Question & Answer Session, AFR Banking Summit, Sydney
https://www.rba.gov.au/speeches/2024/sp-so-2024-03-26-q-and-a-transcript.html
11/12/2019 What's on the Cards? | Speeches ...
11 Dec 2019
PDF
156KB
Speech. What's on the Cards? Tony Richards Head of Payments Policy Department. ... More broadly,we are also asking for stakeholder views on dual-network debit cards, and the implications of theongoing shift in card ‘form factors’ away from plastic
https://www.rba.gov.au/speeches/2019/pdf/sp-so-2019-12-10.pdf
Speeches – 2015
31 Dec 2015
Speeches by senior staff of the Reserve Bank
https://www.rba.gov.au/speeches/2015/