Search: credit card
RBA Glossary definition for credit card
credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.
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Domestic Financial Conditions
7 Aug 2020
SMP
– August 2020
The low take-up is consistent with a lack of demand for credit in general. ... The stock of personal credit outstanding has fallen by 6 per cent since February, driven by declines in outstanding balances on credit cards and fixed-term loans.
https://www.rba.gov.au/publications/smp/2020/aug/domestic-financial-conditions.html
The Global and Macro-financial Environment
6 Oct 2023
FSR
– October 2023
The Global and Macro-financial Environment | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/global-financial-environment.html
Domestic Financial Conditions
20 Nov 2023
SMP
- November 2023
PDF
2300KB
https://www.rba.gov.au/publications/smp/2023/nov/pdf/03-domestic-financial-conditions.pdf
The Global and Macro-financial Environment
22 Mar 2024
FSR
– March 2024
The Global and Macro-financial Environment | Financial Stability Review – March 2024
https://www.rba.gov.au/publications/fsr/2024/mar/the-global-and-macro-financial-environment.html
Box B: The Effect of Policy Rate Changes on Household Debt Servicing
5 Nov 2009
SMP
PDF
139KB
Reserve Bank of Australia
https://www.rba.gov.au/publications/smp/2009/nov/pdf/box-b.pdf
Financial Stability Review
15 Nov 2023
FSR
- October 2023
PDF
4631KB
https://www.rba.gov.au/publications/fsr/2023/oct/pdf/financial-stability-review-2023-10.pdf
Domestic Financial Conditions
4 Nov 2022
SMP
– November 2022
in part because consumers shifted to using debit cards rather than credit cards). ... This growth in personal credit has largely reflected increases in outstanding credit card balances, consistent with strong nominal consumption growth, and follows a
https://www.rba.gov.au/publications/smp/2022/nov/domestic-financial-conditions.html
List of tables
10 Nov 2008
SMP
– November 2008
0.00. 2.09. Personal loans. Margin loans. 10.12. 0.43. 1.15. Standard credit cards. ... 19.75. 0.08. 1.96. Low-rate credit cards. 13.23. 0.34. 2.06. Unsecured term loans.
https://www.rba.gov.au/publications/smp/2008/nov/tables.html
List of tables
10 Sep 2006
FSR
– September 2006
January 2006. July 2006. Fixed. 52.4. 7.4. 10.3. Credit card. 25.8. ... 11.1. 15.4. Non-credit card revolving. 21.8. 7.2. 7.1. of which: secured by housing.
https://www.rba.gov.au/publications/fsr/2006/sep/tables.html
Household and Business Finances
12 Apr 2019
FSR
– April 2019
More recently, the introduction of comprehensive credit reporting from September 2018 for credit cards is enabling banks to see more complete information on borrowers' credit and store card debts and limits. ... Since credit assessments are based on
https://www.rba.gov.au/publications/fsr/2019/apr/household-business-finances.html