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RBA Glossary definition for credit card

credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.

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List of tables

10 Sep 2012 PSB Annual Report – 2012
13.2. Credit cards, and MasterCard and Visa debit cards. 23.8. (a). ... e) Scheme-branded credit cards are not shown. Sources: RBA; card issuers' websites.
https://www.rba.gov.au/publications/annual-reports/psb/2012/tables.html

List of tables

8 Sep 2011 PSB Annual Report – 2011
Shares in the year to June 2011, per cent. Number. Value. Credit cards. ... Cheques. Direct debits. Direct credits. Debit card. (a). Credit card. (b).
https://www.rba.gov.au/publications/annual-reports/psb/2011/tables.html

List of tables

13 Sep 2007 PSB Annual Report – 2007
Debit cards. 27.7. 0.8. 68. 9.4. 9.6. Credit cards. 25.7. 1.5. ... 14. 140. Singapore. 20. 12. 6. 32. na. 69. Split between debit and credit cards not available.
https://www.rba.gov.au/publications/annual-reports/psb/2007/tables.html

A Model of the Consumption Response to Fiscal Stimulus Payments

12 Dec 2011 Research Workshop PDF 2654KB
Reserve Bank of Australia Workshop 2011
https://www.rba.gov.au/publications/workshops/research/2011/pdf/kaplan.pdf

List of tables

20 Sep 2005 PSB Annual Report – 2005
2003. 2004. 2005. Credit Cards. No surcharge rule abolished. Access regime comes into force. ... transaction. value. Capture reimbursement fees. From deposit account. 0.44. –. From credit card account.
https://www.rba.gov.au/publications/annual-reports/psb/2005/tables.html

Payments System Board Annual Report 2005

29 Sep 2005 PSB Annual Report 2005 PDF 1088KB
https://www.rba.gov.au/publications/annual-reports/psb/2005/pdf/2005-psb-ann-report.pdf

List of tables

2 Oct 2013 PSB Annual Report – 2013
56. 14.4. 11.1. 14.6. 12.7. Credit cards. 22.9. 1.7. 139. 7.1. ... 8.0. 12.4. Credit cards, debit cards, and specialised payments providers. 30.2.
https://www.rba.gov.au/publications/annual-reports/psb/2013/tables.html

List of tables

25 Oct 2010 PSB Annual Report – 2010
b) Excludes BPAY transactions. Sources: BPAY; RBA. Table 3: Credit Card Interchange Fees. ... Sources: MasterCard website; RBA; Visa website. Table 5: Typical Features of Personal Credit Cards, By Type.
https://www.rba.gov.au/publications/annual-reports/psb/2010/tables.html

Developments in the Retail Payments System

2 Oct 2009 PSB Annual Report – 2009
Credit card payments and direct credits each accounted for roughly one-quarter of non-cash payments. ... The first is that the Board's card payment reforms may have had an effect on the use of credit cards.
https://www.rba.gov.au/publications/annual-reports/psb/2009/dev-payments.html

The Evolving Retail Payments Landscape

28 Sep 2022 PSB Annual Report – September 2022
11.3. – Credit cards. 18.4. 1.8. 108. 1.8. 8.4. 6.2. 3.2. ... A higher proportion of debit card than credit card payments are made using mobile wallets.
https://www.rba.gov.au/publications/annual-reports/psb/2022/the-evolving-retail-payments-landscape.html