Search: credit card
RBA Glossary definition for credit card
credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.
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Box A: Credit Card Indicators
10 Sep 2004
FSR
– September 2004
Financial Stability Review – September 2004 Box A: Credit Card Indicators. Outstanding debt on credit cards accounts for about 3 per cent of the total debt owed by the household sector. ... Consistent aggregate data on credit card loans past due are
https://www.rba.gov.au/publications/fsr/2004/sep/box-a.html
Attachment 2 | A Variation to the Surcharging Standards: A Consultation Document December 2011 | Consultations
10 Dec 2011
Consultations
ii. the average cost to the merchant of acceptance of a subset of Visa Debit cards issued under the Scheme which includes the type of credit card in relation to which ... 10. 11. Neither the rules of the Scheme, nor any participant in the Visa Debit
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards/attachment-2.html
Attachment 1 | A Variation to the Surcharging Standards: A Consultation Document | Consultations
10 Dec 2011
Consultations
i. a merchant from recovering part or all of the reasonable cost of acceptance of credit cards issued under the Scheme by the merchant charging fees or surcharges to credit card ... ii. a merchant, in recovering part or all of the reasonable cost of
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards/attachment-1.html
Box A: Credit Card Indicators
22 Sep 2004
FSR
PDF
118KB
Box A: Credit Card Indicators. Outstanding debt on credit cards accounts for about 3 per cent of the total debt owed by the household sector. ... Consistent aggregate data on credit card loans past due are only available from 2002.
https://www.rba.gov.au/publications/fsr/2004/sep/pdf/box-a.pdf
Appendix A | The Australian Debit Card Market: Default Settings and Tokenisation – Conclusions Paper
28 Sep 2023
Consultations
The Australian Debit Card Market: Default Settings and Tokenisation – Conclusions Paper
https://www.rba.gov.au/publications/consultations/202306-issues-paper-australian-debit-card-market/conclusions-paper/appendix.html
Review of Card Surcharging: A Consultation Document | Consultations
7 Jun 2011
Consultations
REFORMS: Credit Cards; Debit Cards; The ATM System; ATM Fee Reforms; Review of Card Payment Systems Reforms; Account Switching; POLICY FRAMEWORK: Payments System Board; Core Principles for Systemically Important Payment Systems; Standards for
https://www.rba.gov.au/publications/consultations/201106-review-card-surcharging/
The Use of Established Payment Methods | Results of the Reserve Bank of Australia's 2010 Consumer Payments Use Study June 2011 |…
7 Jun 2011
Consultations
Because debit cards allow consumers to use their own funds, these changes in attitude are likely to increase debit card use at the expense of credit cards. ... Graph 12. Within credit card payments, the use of American Express and Diners Club cards
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/results/established-payment-methods.html
Attachment 2 – Draft Variation to the Access Regimes | Proposed Variation to the MasterCard and Visa Access Regimes: Consultation Document…
6 Dec 2013
Consultations
the public interest; and. the financial stability of the designated credit card system. ... under the rules of the Scheme and commonly known as a credit card;.
https://www.rba.gov.au/publications/consultations/20131206-prop-variations-to-mc-visa-access-regimes/attachment-2.html
Box B: Recent Trends in Personal Credit
10 Apr 2018
FSR
– April 2018
This trend is evident in data for both credit card debt and other personal debt. ... Most cardholders are increasingly using credit cards for transactional purposes rather than for borrowing.
https://www.rba.gov.au/publications/fsr/2018/apr/box-b.html
Financial Stability Review - September 2004
6 Jan 2005
FSR
PDF
1099KB
Box A: Credit Card Indicators. Outstanding debt on credit cards accounts for about 3 per cent of the total debt owed by the household sector. ... Consistent aggregate data on credit card loans past due are only available from 2002.
https://www.rba.gov.au/publications/fsr/2004/sep/pdf/0904.pdf