Search: credit card
RBA Glossary definition for credit card
credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.
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Financial Stability Review
25 Apr 2023
FSR
- April 2023
PDF
4493KB
https://www.rba.gov.au/publications/fsr/2023/apr/pdf/financial-stability-review-2023-04.pdf
Financial Intermediaries
10 Mar 2007
FSR
– March 2007
Strong competition is also evident in the personal lending market, especially in credit cards. ... cards. Like other segments of the loan market, competition has been spurred by smaller players and newer entrants – foreign-owned banks, for example,
https://www.rba.gov.au/publications/fsr/2007/mar/fin-intermed.html
FSR March 2007 List of tables
10 Mar 2007
FSR
– March 2007
Year-ended growth. Jan-07. Jan-06. Fixed. 52.3. 14.5. 9.5. Credit card. 27.0. ... 13.1. 11.8. Non-credit card revolving. 20.7. 7.1. 8.1. of which: secured by housing.
https://www.rba.gov.au/publications/fsr/2007/mar/tables.html
Domestic Regulatory Developments
18 Nov 2022
FSR
- April 2022
PDF
171KB
https://www.rba.gov.au/publications/fsr/2022/apr/pdf/04-regulatory-developments.pdf
FSR Developments in the Financial System
10 Sep 2008
FSR
– September 2008
most appropriate regulation of credit products, such as credit cards and personal loans. ... of all consumer credit (that is, personal loans, credit cards, pay day lending and micro loans), as well as for regulating mortgages, mortgage brokers, non-bank
https://www.rba.gov.au/publications/fsr/2008/sep/dev-sys-infra.html
Household and Business Finances in Australia
25 Apr 2023
FSR
- April 2023
PDF
1112KB
https://www.rba.gov.au/publications/fsr/2023/apr/pdf/03-household-business-finances.pdf
Box C: Non-conforming Housing Loans
10 Mar 2005
FSR
– March 2005
Some of these are to borrowers who use their housing loans to consolidate numerous personal and credit card debts, while other borrowers may have fallen into arrears on their mortgage repayments ... As the level of credit impairment and loan-to-valuation
https://www.rba.gov.au/publications/fsr/2005/mar/box-c.html
Financial Stability Review March 2014
26 Mar 2014
FSR
March 2014
PDF
1956KB
https://www.rba.gov.au/publications/fsr/2014/mar/pdf/0314.pdf
2. Resilience of Australian Households and Businesses
9 Oct 2023
FSR
- October 2023
PDF
1571KB
https://www.rba.gov.au/publications/fsr/2023/oct/pdf/02-household-business-finances-in-australia.pdf
Financial Stability Review - March 2013
26 Mar 2013
FSR
- March 2013
PDF
2327KB
https://www.rba.gov.au/publications/fsr/2013/mar/pdf/0313.pdf