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RBA Glossary definition for credit card

credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.

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The Current Climate for Small Business Finance

14 Sep 2022 Bulletin - September 2022 PDF 963KB
https://www.rba.gov.au/publications/bulletin/2022/sep/pdf/the-current-climate-for-small-business-finance.pdf

Bulletin September Quarter 2021

22 Aug 2022 Bulletin - September 2021 PDF 8022KB
https://www.rba.gov.au/publications/bulletin/2021/sep/pdf/bulletin-2021-09.pdf

2020

13 Jul 2022 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2020/

2022

13 Jul 2022 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2022/

Bank Fees in Australia

16 Jun 2022 Bulletin – June 2022
Karl Sparks and Rachael Fitzpatrick
This article updates previous Reserve Bank research on bank fees charged to Australian households, businesses and government.
https://www.rba.gov.au/publications/bulletin/2022/jun/bank-fees-in-australia.html

Small Business Finance and COVID-19 Outbreaks

15 Sep 2021 Bulletin - September 2021 PDF 684KB
https://www.rba.gov.au/publications/bulletin/2021/sep/pdf/small-business-finance-and-covid-19-outbreaks.pdf

Bulletin June Quarter 2021

18 Aug 2021 Bulletin - June 2021 PDF 10067KB
https://www.rba.gov.au/publications/bulletin/2021/jun/pdf/bulletin-2021-06.pdf

Bank Fees in Australia During the COVID-19 Pandemic

17 Jun 2021 Bulletin – June 2021
Karl Sparks and Megan Garner
The Reserve Bank's annual survey of bank fees shows that their fee income from both households and businesses in Australia declined notably over 2020 due to the disruption to economic activity caused by the COVID-19 pandemic.
https://www.rba.gov.au/publications/bulletin/2021/jun/bank-fees-in-australia-during-the-covid-19-pandemic.html

How Far Do Australians Need to Travel to Access Cash?

17 Jun 2021 Bulletin – June 2021
James Caddy and Zhan Zhang
Our analysis finds that Australians generally do not have to travel far to reach their nearest cash access point – a location where they may make cash withdrawals and/or deposits.
https://www.rba.gov.au/publications/bulletin/2021/jun/how-far-do-australians-need-to-travel-to-access-cash.html

Bank Fees in Australia During the COVID-19 Pandemic

16 Jun 2021 Bulletin - June 2021 PDF 652KB
https://www.rba.gov.au/publications/bulletin/2021/jun/pdf/bank-fees-in-australia-during-the-covid-19-pandemic.pdf