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RBA Glossary definition for credit card

credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.

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April | 2024

18 Apr 2024 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2024/apr/

Bulletin

17 Apr 2024 Bulletin - April 2024 PDF 7253KB
https://www.rba.gov.au/publications/bulletin/2024/apr/pdf/bulletin-2024-04.pdf

The Changing Australian Retail Payments Landscape

10 Jul 2003 Bulletin – July 2003
a). Credit. cards. Direct. credits. (b). Direct. debits. Total. Transactions per person, 2001. ... However, only about 1 per cent of credit card transactions are made on cards issued by building societies and credit unions.
https://www.rba.gov.au/publications/bulletin/2003/jul/1.html

2020

13 Jul 2022 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2020/

Bulletin March Quarter 2023

8 Jun 2023 Bulletin - March 2023 PDF 7038KB
https://www.rba.gov.au/publications/bulletin/2023/mar/pdf/bulletin-2023-03.pdf

The Cost of Card Payments for Merchants

18 Mar 2020 Bulletin - March 2020 PDF 605KB
https://www.rba.gov.au/publications/bulletin/2020/mar/pdf/the-cost-of-card-payments-for-merchants.pdf

The Changing Australian Retail Payments Landscape

10 Jul 2003 Bulletin PDF 76KB
Table 1: Non-cash Retail Payments in Selected Countries. Cheques Debit Credit Direct Direct Totalcards(a) cards credits(b) debits. ... However, onlyabout 1 per cent of credit card transactionsare made on cards issued by building societiesand credit unions
https://www.rba.gov.au/publications/bulletin/2003/jul/pdf/bu-0703-1.pdf

Bank Fees in Australia

16 Jun 2015 Bulletin June Quarter 2015 PDF 173KB
https://www.rba.gov.au/publications/bulletin/2015/jun/pdf/bu-0615-5.pdf

Bank Fees in Australia

19 Jun 2019 Bulletin - June 2019 PDF 445KB
https://www.rba.gov.au/publications/bulletin/2019/jun/pdf/bank-fees-in-australia.pdf

June | 2023

15 Jun 2023 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2023/jun/