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RBA Glossary definition for credit card

credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.

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Banking Fees in Australia

18 Jun 2014 Bulletin PDF 558KB
Reserve Bank of Australia Bulletin June Quarter 2014
https://www.rba.gov.au/publications/bulletin/2014/jun/pdf/bu-0614-5.pdf

Box B: The Impact of Lending Standards on Loan Sizes

10 Feb 2020 FSR October 2018 PDF 634KB
https://www.rba.gov.au/publications/fsr/2018/oct/pdf/box-b.pdf

April | 2024

18 Apr 2024 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2024/apr/

The Changing Australian Retail Payments Landscape

10 Jul 2003 Bulletin – July 2003
a). Credit. cards. Direct. credits. (b). Direct. debits. Total. Transactions per person, 2001. ... However, only about 1 per cent of credit card transactions are made on cards issued by building societies and credit unions.
https://www.rba.gov.au/publications/bulletin/2003/jul/1.html

The Global and Macro-financial Environment

6 Oct 2023 FSR – October 2023
The Global and Macro-financial Environment | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/global-financial-environment.html

2020

13 Jul 2022 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2020/

Bank Fees in Australia

16 Jun 2015 Bulletin June Quarter 2015 PDF 173KB
https://www.rba.gov.au/publications/bulletin/2015/jun/pdf/bu-0615-5.pdf

Bulletin March Quarter 2023

8 Jun 2023 Bulletin - March 2023 PDF 7038KB
https://www.rba.gov.au/publications/bulletin/2023/mar/pdf/bulletin-2023-03.pdf

The Cost of Card Payments for Merchants

18 Mar 2020 Bulletin - March 2020 PDF 605KB
https://www.rba.gov.au/publications/bulletin/2020/mar/pdf/the-cost-of-card-payments-for-merchants.pdf

The Changing Australian Retail Payments Landscape

10 Jul 2003 Bulletin PDF 76KB
Table 1: Non-cash Retail Payments in Selected Countries. Cheques Debit Credit Direct Direct Totalcards(a) cards credits(b) debits. ... However, onlyabout 1 per cent of credit card transactionsare made on cards issued by building societiesand credit unions
https://www.rba.gov.au/publications/bulletin/2003/jul/pdf/bu-0703-1.pdf