Search: credit card
RBA Glossary definition for credit card
credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.
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Regulation of Card Payment Systems
11 Sep 2008
PSB Annual Report
– 2008
responsible for any reduction in investment in Australia's credit card or EFTPOS systems. ... reduction in the credit card interchange fee benchmark to around 0.30 per cent.
https://www.rba.gov.au/publications/annual-reports/psb/2008/card-payments.html
List of tables
10 Sep 2012
PSB Annual Report
– 2012
13.2. Credit cards, and MasterCard and Visa debit cards. 23.8. (a). ... e) Scheme-branded credit cards are not shown. Sources: RBA; card issuers' websites.
https://www.rba.gov.au/publications/annual-reports/psb/2012/tables.html
List of tables
20 Sep 2005
PSB Annual Report
– 2005
2003. 2004. 2005. Credit Cards. No surcharge rule abolished. Access regime comes into force. ... transaction. value. Capture reimbursement fees. From deposit account. 0.44. –. From credit card account.
https://www.rba.gov.au/publications/annual-reports/psb/2005/tables.html
The Evolving Retail Payments Landscape
28 Sep 2022
PSB Annual Report
– September 2022
11.3. – Credit cards. 18.4. 1.8. 108. 1.8. 8.4. 6.2. 3.2. ... A higher proportion of debit card than credit card payments are made using mobile wallets.
https://www.rba.gov.au/publications/annual-reports/psb/2022/the-evolving-retail-payments-landscape.html
List of tables
25 Oct 2010
PSB Annual Report
– 2010
b) Excludes BPAY transactions. Sources: BPAY; RBA. Table 3: Credit Card Interchange Fees. ... Sources: MasterCard website; RBA; Visa website. Table 5: Typical Features of Personal Credit Cards, By Type.
https://www.rba.gov.au/publications/annual-reports/psb/2010/tables.html
Banking and Payment Services
27 Oct 2022
RBA Annual Report
– October 2022
for a renewal of its third-party supply arrangements for card acquiring and payment gateway services. ... The LVSS collates interbank obligations, which arise from cheques, some debit and credit cards, BPAY, ATMs and direct entry payments that have not
https://www.rba.gov.au/publications/annual-reports/rba/2022/banking-and-payment-services.html
Payments System Board Annual Report 2005
29 Sep 2005
PSB Annual Report
2005
PDF
1088KB
https://www.rba.gov.au/publications/annual-reports/psb/2005/pdf/2005-psb-ann-report.pdf
Payments System Regulation and Policy Issues
11 Oct 2023
PSB Annual Report
- 2023
PDF
347KB
https://www.rba.gov.au/publications/annual-reports/psb/2023/pdf/payments-system-regulation-and-policy-issues.pdf
Regulatory Developments in Retail Payments
8 Sep 2011
PSB Annual Report
– 2011
A related concern is a lack of genuine payment alternatives where credit card surcharges are levied on online payments. ... Visa Europe's credit card MIFs and the honour-all-cards rule remain under investigation.
https://www.rba.gov.au/publications/annual-reports/psb/2011/regulatory-dev.html
Payments System Regulation and Policy Issues
28 Sep 2022
PSB Annual Report
– September 2022
The main new policy measures in this area included:. An expectation that larger debit card issuers will continue to issue dual-network debit cards (DNDCs). ... The systems that have been specified as critical are the Mastercard debit and credit card
https://www.rba.gov.au/publications/annual-reports/psb/2022/payments-system-regulation-and-policy-issues.html