Search: credit card
RBA Glossary definition for credit card
credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.
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List of tables
14 Sep 2017
PSB Annual Report
– 2017
9.9. Credit cards. 22.4. 1.8. 120. 9.1. 4.1. 8.7. 4.8. Direct credits. ... Sources: MasterCard website; Visa website. Table 6: Selected Credit Card Interchange Fees.
https://www.rba.gov.au/publications/annual-reports/psb/2017/tables.html
Reserve Bank of Australia Annual Report 2023
16 Oct 2023
RBA Annual Report
- 2023
PDF
832KB
https://www.rba.gov.au/publications/annual-reports/rba/2023/pdf/payments-system-board.pdf
List of tables
26 Sep 2006
PSB Annual Report
– 2006
34.2. Direct credits. 26.4. 47.4. Debit cards. 26.3. 0.7. Credit cards. ... Cheques. Direct. debits. Direct. credits. Debit. cards. Credit. cards. Total. United States.
https://www.rba.gov.au/publications/annual-reports/psb/2006/tables.html
List of tables
24 Oct 2016
PSB Annual Report
– 2016
53. 13.4. 9.8. 13.4. 10.6. Credit cards. 22.9. 1.8. 126. 9.8. ... a). Excluding GST; as at 30 June 2016. Credit card. Per cent.
https://www.rba.gov.au/publications/annual-reports/psb/2016/tables.html
Trends in the Australian Payments System
26 Sep 2006
PSB Annual Report
– 2006
In contrast, surveys suggest that credit cards are not as widely held, with 55 per cent of adults reporting that they have either a credit or charge card. ... In part, this difference is explained by the higher average incomes of those with credit cards,
https://www.rba.gov.au/publications/annual-reports/psb/2006/au-payments.html
Debit Cards
20 Sep 2005
PSB Annual Report
– 2005
In particular, merchants currently pay the same fees for transactions using Visa Debit cards as they do for Visa credit cards. ... Visa Debit, however, has a competitive advantage over EFTPOS because merchants are forced to accept the card when they make
https://www.rba.gov.au/publications/annual-reports/psb/2005/debit-cards.html
Trends in Payments, Clearing and Settlement Systems
15 Oct 2020
PSB Annual Report
– 2020
In 2019/20, Australian cardholders made around 10.7 billion debit and credit card purchases worth $677 billion, with cards accounting for three-quarters of the total number of non-cash ... When paying with a card, Australians are increasingly choosing
https://www.rba.gov.au/publications/annual-reports/psb/2020/trends-in-payments-clearing-and-settlement-systems.html
Regulation of Card Payment Systems
11 Sep 2008
PSB Annual Report
– 2008
responsible for any reduction in investment in Australia's credit card or EFTPOS systems. ... reduction in the credit card interchange fee benchmark to around 0.30 per cent.
https://www.rba.gov.au/publications/annual-reports/psb/2008/card-payments.html
At a Glance
27 Sep 2023
PSB Annual Report
– 2023
https://www.rba.gov.au/publications/annual-reports/psb/
List of tables
13 Sep 2007
PSB Annual Report
– 2007
Debit cards. 27.7. 0.8. 68. 9.4. 9.6. Credit cards. 25.7. 1.5. ... 14. 140. Singapore. 20. 12. 6. 32. na. 69. Split between debit and credit cards not available.
https://www.rba.gov.au/publications/annual-reports/psb/2007/tables.html