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RBA Glossary definition for credit card

credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.

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The Evolving Retail Payments Landscape

8 Oct 2023 PSB Annual Report - 2023 PDF 716KB
https://www.rba.gov.au/publications/annual-reports/psb/2023/pdf/the-evolving-retail-payments-landscape.pdf

List of tables

14 Sep 2017 PSB Annual Report – 2017
9.9. Credit cards. 22.4. 1.8. 120. 9.1. 4.1. 8.7. 4.8. Direct credits. ... Sources: MasterCard website; Visa website. Table 6: Selected Credit Card Interchange Fees.
https://www.rba.gov.au/publications/annual-reports/psb/2017/tables.html

List of tables

24 Oct 2016 PSB Annual Report – 2016
53. 13.4. 9.8. 13.4. 10.6. Credit cards. 22.9. 1.8. 126. 9.8. ... a). Excluding GST; as at 30 June 2016. Credit card. Per cent.
https://www.rba.gov.au/publications/annual-reports/psb/2016/tables.html

List of tables

20 Sep 2018 PSB Annual Report – 2018
13.6. 10.1. Credit cards. 22.4. 2.8. 114. 6.8. 3.2. 8.8. 4.6. ... Sources: ASX; CLS; RBA. Table 4: Selected Credit Card Interchange Fees.
https://www.rba.gov.au/publications/annual-reports/psb/2018/tables.html

List of tables

26 Sep 2006 PSB Annual Report – 2006
34.2. Direct credits. 26.4. 47.4. Debit cards. 26.3. 0.7. Credit cards. ... Cheques. Direct. debits. Direct. credits. Debit. cards. Credit. cards. Total. United States.
https://www.rba.gov.au/publications/annual-reports/psb/2006/tables.html

Reserve Bank of Australia Annual Report 2023

16 Oct 2023 RBA Annual Report - 2023 PDF 832KB
https://www.rba.gov.au/publications/annual-reports/rba/2023/pdf/payments-system-board.pdf

List of tables

13 Sep 2007 PSB Annual Report – 2007
Debit cards. 27.7. 0.8. 68. 9.4. 9.6. Credit cards. 25.7. 1.5. ... 14. 140. Singapore. 20. 12. 6. 32. na. 69. Split between debit and credit cards not available.
https://www.rba.gov.au/publications/annual-reports/psb/2007/tables.html

List of tables

8 Sep 2011 PSB Annual Report – 2011
Shares in the year to June 2011, per cent. Number. Value. Credit cards. ... Cheques. Direct debits. Direct credits. Debit card. (a). Credit card. (b).
https://www.rba.gov.au/publications/annual-reports/psb/2011/tables.html

Trends in Payments, Clearing and Settlement Systems

15 Oct 2020 PSB Annual Report – 2020
In 2019/20, Australian cardholders made around 10.7 billion debit and credit card purchases worth $677 billion, with cards accounting for three-quarters of the total number of non-cash ... When paying with a card, Australians are increasingly choosing
https://www.rba.gov.au/publications/annual-reports/psb/2020/trends-in-payments-clearing-and-settlement-systems.html

Regulation of Card Payment Systems

11 Sep 2008 PSB Annual Report – 2008
responsible for any reduction in investment in Australia's credit card or EFTPOS systems. ... reduction in the credit card interchange fee benchmark to around 0.30 per cent.
https://www.rba.gov.au/publications/annual-reports/psb/2008/card-payments.html