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RBA Glossary definition for credit card

credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.

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Reserve Bank of Australia Annual Report 2023

1 May 2024 RBA Annual Report - 2023 PDF 9575KB
https://www.rba.gov.au/publications/annual-reports/rba/2023/pdf/rba-annual-report-2023.pdf

2.3 Banking and Payment Services

19 Oct 2023 RBA Annual Report – October 2023
Banking and Payment Services | Reserve Bank of Australia Annual Report – October 2023
https://www.rba.gov.au/publications/annual-reports/rba/2023/banking-and-payment-services.html

The Evolving Payments Landscape

21 Oct 2021 PSB Annual Report - 2021 PDF 434KB
https://www.rba.gov.au/publications/annual-reports/psb/2021/pdf/the-evolving-payments-landscape.pdf

Reserve Bank of Australia Annual Report 2023

1 May 2024 RBA Annual Report - 2023 PDF 358KB
https://www.rba.gov.au/publications/annual-reports/rba/2023/pdf/banking-and-payment-services.pdf

Payments System Board Annual Report 2023

11 Oct 2023 PSB Annual Report - 2023 PDF 2459KB
https://www.rba.gov.au/publications/annual-reports/psb/2023/pdf/psb-annual-report-2023.pdf

List of tables

12 Sep 2014 PSB Annual Report – 2014
7.5. 11.9. Credit cards, debit cards, and specialised payments providers. 31.4. ... e) Split between debit and credit cards not available. Sources: ABS; BIS; RBA.
https://www.rba.gov.au/publications/annual-reports/psb/2014/tables.html

Trends in the Australian Payments System

26 Sep 2006 PSB Annual Report – 2006
In contrast, surveys suggest that credit cards are not as widely held, with 55 per cent of adults reporting that they have either a credit or charge card. ... In part, this difference is explained by the higher average incomes of those with credit cards,
https://www.rba.gov.au/publications/annual-reports/psb/2006/au-payments.html

1.4 Payments System Board

19 Oct 2023 RBA Annual Report – October 2023
Payments System Board | Reserve Bank of Australia Annual Report – October 2023
https://www.rba.gov.au/publications/annual-reports/rba/2023/payments-system-board.html

At a Glance

27 Sep 2023 PSB Annual Report – 2023
https://www.rba.gov.au/publications/annual-reports/psb/2023/

Payments System Board Annual Report 2000 - Competition and Efficiency

9 Apr 2013 PSB Annual Report 2000 PDF 260KB
https://www.rba.gov.au/publications/annual-reports/psb/2000/pdf/competition.pdf