Search: credit card
RBA Glossary definition for credit card
credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.
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List of tables
10 Sep 2006
FSR
– September 2006
January 2006. July 2006. Fixed. 52.4. 7.4. 10.3. Credit card. 25.8. ... 11.1. 15.4. Non-credit card revolving. 21.8. 7.2. 7.1. of which: secured by housing.
https://www.rba.gov.au/publications/fsr/2006/sep/tables.html
Trends in the Australian Payments System
26 Sep 2006
PSB Annual Report
– 2006
In contrast, surveys suggest that credit cards are not as widely held, with 55 per cent of adults reporting that they have either a credit or charge card. ... In part, this difference is explained by the higher average incomes of those with credit cards,
https://www.rba.gov.au/publications/annual-reports/psb/2006/au-payments.html
Household and Business Finances
12 Apr 2019
FSR
– April 2019
More recently, the introduction of comprehensive credit reporting from September 2018 for credit cards is enabling banks to see more complete information on borrowers' credit and store card debts and limits. ... Since credit assessments are based on
https://www.rba.gov.au/publications/fsr/2019/apr/household-business-finances.html
1.4 Payments System Board
19 Oct 2023
RBA Annual Report
– October 2023
Payments System Board | Reserve Bank of Australia Annual Report – October 2023
https://www.rba.gov.au/publications/annual-reports/rba/2023/payments-system-board.html
Payments System Board Annual Report 2000 - Competition and Efficiency
9 Apr 2013
PSB Annual Report
2000
PDF
260KB
https://www.rba.gov.au/publications/annual-reports/psb/2000/pdf/competition.pdf
List of tables
26 Sep 2006
PSB Annual Report
– 2006
34.2. Direct credits. 26.4. 47.4. Debit cards. 26.3. 0.7. Credit cards. ... Cheques. Direct. debits. Direct. credits. Debit. cards. Credit. cards. Total. United States.
https://www.rba.gov.au/publications/annual-reports/psb/2006/tables.html
List of tables
20 Sep 2018
PSB Annual Report
– 2018
13.6. 10.1. Credit cards. 22.4. 2.8. 114. 6.8. 3.2. 8.8. 4.6. ... Sources: ASX; CLS; RBA. Table 4: Selected Credit Card Interchange Fees.
https://www.rba.gov.au/publications/annual-reports/psb/2018/tables.html
List of tables
10 Mar 2006
FSR
– March 2006
Sources:ABS; APM; RBA; REIA; Residex. Table 4: Personal Credit. Per cent. Component. ... Fixed. 52.7. 11.9. 9.7. Credit card. 25.0. 17.0. 12.1. Non-credit card revolving.
https://www.rba.gov.au/publications/fsr/2006/mar/tables.html
List of tables
14 Sep 2017
PSB Annual Report
– 2017
9.9. Credit cards. 22.4. 1.8. 120. 9.1. 4.1. 8.7. 4.8. Direct credits. ... Sources: MasterCard website; Visa website. Table 6: Selected Credit Card Interchange Fees.
https://www.rba.gov.au/publications/annual-reports/psb/2017/tables.html
The Evolving Retail Payments Landscape
8 Oct 2023
PSB Annual Report
- 2023
PDF
716KB
https://www.rba.gov.au/publications/annual-reports/psb/2023/pdf/the-evolving-retail-payments-landscape.pdf