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RBA Glossary definition for credit card

credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.

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All Speeches

4 Mar 2024
Speeches by senior staff of the Reserve Bank
https://www.rba.gov.au/speeches/list.html

RBAFOI-232437 Documents Released

22 Feb 2024
Summary of Request: Documents between 1 January and 30 June 2023 containing statistics on concentration in debit card issuing and/or merchant acquiring and/or credit card issuing and/or BNPL
https://www.rba.gov.au/information/foi/disclosure-log/rbafoi-232437.html

Banknote Distribution Terms and Conditions

22 Feb 2024 PDF 561KB
Depositor Identifier Card means a card with that name in the form prescribed by the Reserve Bank from time to time (Contact Level C). ... Note Quality Reward Scheme means the performance credits and performance debits scheme, established under clause 4.3
https://www.rba.gov.au/payments-and-infrastructure/banknote-distribution-framework/bdf-legal-framework/pdf/bdf-terms-and-conditions.pdf

RBAFOI-232437 - documents for release

21 Feb 2024 PDF 479KB
statistics on market concentration card issuers
https://www.rba.gov.au/information/foi/disclosure-log/pdf/232437.pdf

Bulletin September Quarter 2023

15 Feb 2024 Bulletin - September 2023 PDF 8611KB
https://www.rba.gov.au/publications/bulletin/2023/sep/pdf/bulletin-2023-09.pdf

Consumer Payments Explorer

14 Feb 2024
This interactive tool allows you to explore the payment methods of Australians
https://www.rba.gov.au/payments-and-infrastructure/consumer-payments-explorer/

Retail Payments December 2023

7 Feb 2024 Statistics
1.9. 12.5. 8.0. Total balances outstanding on credit and charge cards. ... 25.9. Source: RBA. Total Average Merchant Fees for Debit, Credit and Charge Cards.
https://www.rba.gov.au/statistics/frequency/retail-payments/2023/retail-payments-1223.html

Financial Conditions

6 Feb 2024 SMP – February 2024
Financial Conditions | Statement on Monetary Policy – February 2024
https://www.rba.gov.au/publications/smp/2024/feb/financial-conditions.html

Statement on Monetary Policy

6 Feb 2024 SMP - February 2024 PDF 4547KB
https://www.rba.gov.au/publications/smp/2024/feb/pdf/statement-on-monetary-policy-2024-02.pdf

Bulletin

29 Jan 2024 Bulletin - January 2024 PDF 5775KB
https://www.rba.gov.au/publications/bulletin/2024/jan/pdf/bulletin-2024-01.pdf