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RBA Glossary definition for credit card
credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.
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Innovation Gaps in the Australian Payments System | Strategic Review of Innovation in the Payments System: Issues for Consultation June…
7 Jun 2011
Consultations
In some cases, most notably contactless cards, transactions are processed ‘off-line’ (without checking funds/credit availability) up to a relatively low limit. ... For example, mobile PayPal may be funded by a linked deposit account, credit card or
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/issues/innovation-gaps.html
Appendix A – Study Methodology | Results of the Reserve Bank of Australia's 2010 Consumer Payments Use Study June 2011 | Consultations
7 Jun 2011
Consultations
Responses were weighted according to gender, age group, geographical location (metropolitan or regional) and credit card holding. ... Respondents were asked about payment behaviour not captured by the payments diary, including questions on cash holding,
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/results/appendix-a.html
Strategic Review of Innovation in the Payments System: Issues for Consultation - June 2011
30 Jun 2011
Consultations
PDF
1163KB
Strategic Review of Innovation in the Payments System
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/issues/pdf/201106-strategic-review-innovation-issues.pdf
Mobile Wallet Technology | Dual-Network Cards and Mobile Wallet Technology – Consultation Paper – December 2016
10 Dec 2016
Consultations
Dual-Network Cards and Mobile Wallet Technology 3. Mobile Wallet Technology. Consultation Paper. ... The issuer then requests a token to be associated with the card/account.
https://www.rba.gov.au/publications/consultations/201612-dual-network-cards-and-mobile-wallet-technology/mobile-wallet-technology.html
Reasons for a Review of Regulation | Proposed Variation to the MasterCard and Visa Access Regimes: Consultation Document December 2013 |…
6 Dec 2013
Consultations
Holders of credit cards do not in the normal course of events have an exposure to credit card issuers as they are receiving credit rather than providing deposits. ... Credit card transaction figures include American Express and Diners Club. All debit
https://www.rba.gov.au/publications/consultations/20131206-prop-variations-to-mc-visa-access-regimes/reasons-for-review-regulation.html
Designation of the EFTPOS System | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 | …
8 Jun 2012
Consultations
It would also be similar to the form of designation for the MasterCard and Visa credit card systems, and the Visa Debit system. ... Broadly, these submissions argued that the narrow designation would:. give the EFTPOS system ‘designation parity’ with
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/designation-efpos-system.html
Proposed Variation to the MasterCard and Visa Access Regimes: Consultation Document - December 2013
6 Dec 2013
Consultations
PDF
608KB
MasterCard and Visa Access Regimes
https://www.rba.gov.au/publications/consultations/20131206-prop-variations-to-mc-visa-access-regimes/pdf/20131206-prop-variations-to-mc-visa-access-regimes.pdf
Next Steps | A Variation to the Surcharging Standards: A Consultation Document December 2011 | Consultations
10 Dec 2011
Consultations
Next Steps. The Board invites comments on the specific form of the proposed variations to the Standards for the designated MasterCard and Visa credit card systems and the Visa Debit system.
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards/next-steps.html
Draft Variation to the Standards | A Variation to the Surcharging Standards: A Consultation Document December 2011 | Consultations
10 Dec 2011
Consultations
2, Merchant Pricing for Credit Card Purchases and The ‘Honour All Cards’ Rule in the Visa Debit and Visa Credit Card Systems and the ‘No Surcharge’ Rule in the Visa Debit ... That is, merchants may choose to recover their costs of card acceptance
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards/draft-variation-to-the-standards.html
Strategic Issues – Scope of Migration | ISO 20022 Migration for the Australian Payments System – Issues Paper – April 2019
31 Dec 2002
Consultations
d) Includes debit and credit card transactions. Sources: RBA. Given the broad range of payment types that make up the Australian payments system, there will be some degree of judgement as ... Some potential options could include:. Direct credits and
https://www.rba.gov.au/publications/consultations/201904-iso-20022-migration-for-the-australian-payments-system/strategic-issues-scope-of-migration.html