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RBA Glossary definition for credit card
credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.
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ISO 20022 Migration for the Australian Payments System – Issues Paper
7 Apr 2019
Consultations
PDF
1644KB
A consultation paper issued by the Reserve Bank of Australia and the Australian Payments Council - April 2019
https://www.rba.gov.au/publications/consultations/201904-iso-20022-migration-for-the-australian-payments-system/pdf/issues-paper.pdf
Reviewing the Designation of the eftpos System | Review of Card Surcharging: A Consultation Document June 2011 | Consultations
9 Mar 2012
Consultations
This system allows cardholders to use a debit card to pay for goods or services or withdraw cash at the point of sale. ... It would be similar to the form of the designations for the MasterCard and Visa credit card systems, and the Visa Debit system.
https://www.rba.gov.au/publications/consultations/201203-replacing-eftpos-designation/efpos-system.html
Consultation | A Variation to the Surcharging Standards: A Consultation Document December 2011 | Consultations
10 Dec 2011
Consultations
Specifically, it has obtained confidential data from several acquirers on the distribution of merchant service fees for credit cards across their entire merchant books. ... The average surcharge for MasterCard and Visa credit card transactions from the
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards/consultation.html
Background | A Variation to the Surcharging Standards: A Consultation Document December 2011 | Consultations
10 Dec 2011
Consultations
2, Merchant Pricing for Credit Card Purchases; and The ‘Honour All Cards’ Rule in the Visa Debit and the Visa Credit Card Systems and the ‘No Surcharge’ Rule in the Visa ... Paragraph 8 of the Standard titled The ‘Honour All Cards’ Rule in
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards/background.html
Some Emerging Issues | Dual-Network Cards and Mobile Wallet Technology – Consultation Paper – December 2016
10 Dec 2016
Consultations
Dual-Network Cards and Mobile Wallet Technology 4. Some Emerging Issues. Consultation Paper. ... Are the issues raised relevant only to dual-network debit cards or are they also relevant to so-called ‘combo cards’ with credit functionality from one
https://www.rba.gov.au/publications/consultations/201612-dual-network-cards-and-mobile-wallet-technology/some-emerging-issues.html
Policy Options | A Variation to the Surcharging Standards: A Consultation Document December 2011 | Consultations
10 Dec 2011
Consultations
The Board, however, remains concerned that surcharges in excess of the cost of card acceptance, and the blending of surcharges for cards with differing acceptance costs (particularly at rates above the ... and Visa credit card systems, and the Visa Debit
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards/policy-options.html
Background | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 | Consultations
8 Jun 2012
Consultations
Footnotes. Reserve Bank of Australia and Australian Competition and Consumer Commission (2000), Debit and Credit Card Schemes in Australia: A Study of Interchange Fees and Access, October. ... scheme debit (MasterCard or Visa) systems (the cardholder
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/background.html
Options for Reform | Proposed Variation to the MasterCard and Visa Access Regimes: Consultation Document December 2013 | Consultations
6 Dec 2013
Consultations
Under the Banking Regulations 1966, banking business includes both credit card issuing and acquiring. ... Therefore, even if the Access Regimes were removed, any entity wishing to issue or acquire credit cards in Australia would be required to become an
https://www.rba.gov.au/publications/consultations/20131206-prop-variations-to-mc-visa-access-regimes/options-reform.html
Review of Card System Access Regimes: A Consultation Document - May 2013
27 May 2013
Consultations
PDF
358KB
Consultation on Card System Access Regimes
https://www.rba.gov.au/publications/consultations/201305-review-card-sys-access-regimes/pdf/201305-review-card-sys-access-regimes.pdf
Consultation on Changes to the Bank's Standards for Card Payment Systems | Consultations
3 Dec 2015
Consultations
Consultation on Changes to the Bank's Standards for Card Payment Systems
https://www.rba.gov.au/publications/consultations/201512-consultation-on-changes-to-the-banks-standards-for-card-payments-systems.html