Search: credit card
Did you mean
credit cards?
RBA Glossary definition for credit card
credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.
Search Results
A Variation to the Surcharging Standards: A Consultation Document - December 2011
16 Dec 2011
Consultations
PDF
1016KB
Surcharging Standards
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards/pdf/201112-variation-surcharging-standards.pdf
Payments System Board Consultation on Card Surcharging | Consultations
10 Jun 2011
Consultations
Payments System Board Consultation on Card Surcharging
https://www.rba.gov.au/publications/consultations/201106-review-card-surcharging.html
The Australian Debit Card Market: Default Settings and Tokenisation
19 Jun 2023
Consultations
PDF
397KB
of card details being stored across the ecosystem, including for credit cards. ... cards – including credit cards, single-network debit cards, and prepaid cards (as appropriate) – when.
https://www.rba.gov.au/publications/consultations/202306-issues-paper-australian-debit-card-market/pdf/202306-issues-paper-australian-debit-card-market.pdf
The Australian Debit Card Market: Default Settings and Tokenisation
28 Sep 2023
Consultations
PDF
404KB
credit card details. In addition to these losses (which are often borne by the merchant), cardholders,. ... credit cards, as appropriate (with the precise scope yet to be defined, as discussed below).
https://www.rba.gov.au/publications/consultations/202306-issues-paper-australian-debit-card-market/pdf/202309-conclusions-paper-australian-debit-card-market.pdf
Review of Card System Access Regimes: A Consultation Document – May 2013 | Consultations
28 May 2013
Consultations
At its May 2013 meeting, the Payments System Board decided to hold a public consultation on the access regimes applying to the MasterCard credit and the Visa credit and Visa debit systems
https://www.rba.gov.au/publications/consultations/201305-review-card-sys-access-regimes/
Dual-Network Debit Cards | Dual-Network Cards and Mobile Wallet Technology – Consultation Paper – December 2016
10 Dec 2016
Consultations
In Canada, the Code of Conduct for the Credit and Debit Card Industry in Canada (‘the Code’) explicitly provides for dual-network cards but takes a different approach. ... This excludes prepaid cards. It also excludes the 5 million ‘combo’
https://www.rba.gov.au/publications/consultations/201612-dual-network-cards-and-mobile-wallet-technology/dual-network-debit-cards.html
Review of Card Surcharging: A Consultation Document - June 2011
31 Jan 2012
Consultations
PDF
596KB
Payments System Board Consultation on Card Surcharging
https://www.rba.gov.au/publications/consultations/201106-review-card-surcharging/pdf/201106-review-card-surcharging.pdf
Background | Review of Card Surcharging: A Consultation Document June 2011 | Consultations
7 Jun 2011
Consultations
Background. In 2003, the Reserve Bank began implementing reforms to the debit and credit card systems in Australia. ... Footnotes. The Standard titled Merchant Pricing for Credit Card Purchases and the Standard titled The ‘Honour All Cards’ Rule in
https://www.rba.gov.au/publications/consultations/201106-review-card-surcharging/background.html
Policy Options | Review of Card System Access Regimes: A Consultation Document May 2013 | Consultations
28 May 2013
Consultations
It should be noted that regardless of the option chosen, the Banking Regulations 1966 would also have implications for whether entities that are not ADIs could participate in credit card systems ... For example, they could either include all entities
https://www.rba.gov.au/publications/consultations/201305-review-card-sys-access-regimes/policy-options.html
The Operation of the Interchange Standards: Consultation Paper
28 Feb 2019
Consultations
PDF
990KB
Standard No.1 of 2016: The Setting of Interchange Fees in the Designated Credit Card Schemes and Net Payments to Issuers. ... the payment obligations of the Issuer of that Credit Card in relation to that acceptance;.
https://www.rba.gov.au/publications/consultations/201902-operation-of-the-interchange-standards/pdf/201902-operation-of-the-interchange-standards.pdf