Search: credit card
RBA Glossary definition for credit card
credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.
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Consumer Payment Behaviour in Australia
13 Jun 2023
Bulletin
- June 2023
PDF
974KB
https://www.rba.gov.au/publications/bulletin/2023/jun/pdf/consumer-payment-behaviour-in-australia.pdf
The Cost of Card Payments for Merchants
15 Sep 2022
Bulletin
– September 2022
The average cost for a merchant to accept a card payment has declined over recent years.
https://www.rba.gov.au/publications/bulletin/2022/sep/the-cost-of-card-payments-for-merchants.html
Abstract for A Guide to the Card Payments System Reforms
10 Sep 2010
Bulletin
– September 2010
Michele Bullock. Studies by the Reserve Bank undertaken from 2000 to 2002 concluded that the structure of pricing in the Australian card payments system was encouraging inefficient use of credit cards ... credit card) over the less costly one (EFTPOS)
https://www.rba.gov.au/publications/bulletin/2010/sep/bu-0910-7a.html
Bank Fees in Australia
29 Jan 2024
Bulletin
- January 2024
PDF
832KB
https://www.rba.gov.au/publications/bulletin/2024/jan/pdf/bank-fees-in-australia.pdf
Banking Fees in Australia
15 Jun 2016
Bulletin
June Quarter 2016
PDF
261KB
https://www.rba.gov.au/publications/bulletin/2016/jun/pdf/bu-0616-6.pdf
RBA Measuring Credit
10 Sep 2009
Bulletin
– September 2009
per cent was accounted for by other entities (including cash management trusts, specialist credit card institutions and mortgage originators). ... Housing credit accounts for around 88 per cent of household credit, and personal credit (which includes
https://www.rba.gov.au/publications/bulletin/2009/sep/3.html
Bulletin March Quarter 2019
20 Apr 2023
Bulletin
- March 2019
PDF
4430KB
https://www.rba.gov.au/publications/bulletin/2019/mar/pdf/bulletin-2019-03.pdf
The Cost of Card Payments for Merchants
19 Mar 2020
Bulletin
– March 2020
Data on merchants’ costs of accepting card payments show large differences in payment costs across both merchants and card systems.
https://www.rba.gov.au/publications/bulletin/2020/mar/the-cost-of-card-payments-for-merchants.html
Bulletin June Quarter 2023
29 Sep 2023
Bulletin
- June 2023
PDF
7089KB
https://www.rba.gov.au/publications/bulletin/2023/jun/pdf/bulletin-2023-06.pdf
Bulletin
17 Apr 2024
Bulletin
- April 2024
PDF
7253KB
https://www.rba.gov.au/publications/bulletin/2024/apr/pdf/bulletin-2024-04.pdf