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RBA Glossary definition for charge card
charge card – A charge card is a card whose holder has been granted a non-revolving credit line enabling the holder to make purchases and possibly make cash advances. A charge card does not offer extended credit; the full amount of any debt incurred must be settled at the end of a specified period.
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Submission to the ACCC: eBay and PayPal – 2 May 2008
18 Jul 2008
Submissions
PDF
16KB
Submission to the ACCC: eBay and PayPal
https://www.rba.gov.au/publications/submissions/payments-system/ebay-and-paypal/pdf/ebay-and-paypal.pdf
RBA Submission to the Inquiry into Competition in the Banking and Non-Banking Sectors
11 Jul 2008
Submissions
PDF
147KB
Inquiry into Competition in the Banking and Non-Banking Sectors
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-in-banking-and-non-banking-sector/pdf/inquiry-competition-in-banking-and-non-banking-sector.pdf
Personal Lending Market | Submission to the inquiry into Competition in the Banking and Non-Banking Sectors – July 2008 | Financial Sector…
10 Jul 2008
Submissions
Download 148. KB. Competitive pressures have also been evident in the market for personal credit, particularly credit cards, over recent years. ... These no-frills cards are likely to appeal most to people who do not pay off their credit card balance in
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-in-banking-and-non-banking-sector/personal-lending-market.html
Submission to the ACCC: Reform of Debit Card (EFTPOS) Interchange Fees - 21 March 2003
7 May 2008
Submissions
PDF
26KB
Reform of Debit Card (EFTPOS) Interchange Fees
https://www.rba.gov.au/publications/submissions/payments-system/eftpos-interchange-fees/pdf/eftpos-interchange-fees.pdf
Submission to the ACCC: eBay and PayPal – 2 May 2008 | Payments System | Submissions
2 May 2008
Submissions
For example, the ‘honour all cards’ rule imposed by card schemes required merchants to accept debit card products if they also accepted credit card products. ... The Reserve Bank has required these rules to be removed in credit and charge card systems
https://www.rba.gov.au/publications/submissions/payments-system/ebay-and-paypal/
Banking Industry.indd
7 Jun 2004
Submissions
PDF
522KB
It also meant that many borrowers had to go outside the banking system to obtain credit even though this usually entailed higher rates of interest than banks were able to charge. ... This was particularly noticeable, for example, in the fees banks charge
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-australian-banking-industry/pdf/inquiry-australian-banking-industry.pdf
Productivity Commission Inquiry on First Home Ownership
14 Nov 2003
Submissions
PDF
438KB
PRODUCTIVITY. COMMISSION INQUIRY. ON. FIRST HOME. OWNERSHIP. November 2003. Submission by. RESERVE BANK OF AUSTRALIA. ii. TABLE OF CONTENTS. Page. Executive Summary ……………………………… 1. 1. The Australian Housing Market: Prices,
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-productivity-commission-on-first-home/pdf/inquiry-productivity-commission-on-first-home.pdf
Factors Behind the Recent Rise in House Prices | Submission to the Productivity Commission Inquiry on First Home Ownership – November 2003…
1 Nov 2003
Submissions
The most flexible of such arrangements combine a home loan account, a transactions account and credit card account into the one facility. ... Expenses (e.g. insurance, agent's fee and body corporate charges) are assumed to be equal to 1.2 per cent of the
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-productivity-commission-on-first-home/factors-behind-recent-rise-in-house-prices.html
Note on Bank Fees on Small Businesses
22 Sep 2003
Submissions
PDF
379KB
Transaction fees. In the case of transaction accounts (mainly deposits) banks charge two main types of fees: account-servicing fees and fees per transaction. ... Accordingly, it is likely that the rise in fee income from this source did not refl ect
https://www.rba.gov.au/publications/submissions/financial-sector/notes-on-bank-fees-on-small-businesses/pdf/notes-on-bank-fees-on-small-businesses.pdf
Submission to the ACCC: Reform of Debit Card (EFTPOS) Interchange Fees – 21 March 2003 | Payments System | Submissions
21 Mar 2003
Submissions
and Credit Card Schemes in Australia: A Study of Interchange Fees and Access (the “Joint Study”). ... Merchants will therefore be significant direct beneficiaries of debit and credit card reform, taken together, in terms of the net costs they incur
https://www.rba.gov.au/publications/submissions/payments-system/eftpos-interchange-fees/