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RBA Glossary definition for charge card
charge card – A charge card is a card whose holder has been granted a non-revolving credit line enabling the holder to make purchases and possibly make cash advances. A charge card does not offer extended credit; the full amount of any debt incurred must be settled at the end of a specified period.
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List of tables | Submission to the Inquiry into Competition in the Banking and Non-Banking Sectors – August 2015 | Financial Sector |…
27 Aug 2015
Submissions
f) MasterCard PayPass transactions equal to or less than $60, excluding commercial credit cards. ... For ‘foreign’ withdrawals, both a foreign fee and a direct charge may be applied.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/tables.html
List of Graphs | Submission to the Inquiry into Competition in the Banking and Non-Banking Sectors – August 2015 | Financial Sector |…
27 Aug 2015
Submissions
Graph 6: Use of Debit and Credit Cards – 2013. ... Graph 11: Balances Outstanding on Credit and Charge Cards.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/graphs.html
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates
14 Aug 2015
Submissions
PDF
905KB
The Credit Card Market. Credit card issuing. Credit cards (and charge cards) are cards offering payments functionality and linked to a line of credit. ... This. enables issuers to pay more generous incentives to holders of these cards; card issuers have.
https://www.rba.gov.au/publications/submissions/financial-sector/pdf/inquiry-matters-relating-to-credit-card-interest-rates-2015-08.pdf
List of tables | Submission to the Financial System Inquiry March 2014 | Financial Sector | Submissions
1 Mar 2014
Submissions
40.5. 1.3. 11.7. 11.9. Credit/charge cards. 22.9. 1.7. 10.8. 12.4. BPAY. ... b) Includes charge cards. (c) Includes BPAY. Sources: ABS; BIS; RBA.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/tables.html
Developments and Innovation in the Payments System | Submission to the Financial System Inquiry – March 2014 | Financial Sector |…
1 Mar 2014
Submissions
For non-cash payments, since 1997 there has been a marked increase in the absolute and relative use of debit and credit/charge cards (Credit card use grew strongly in the ... In fact, in 2013, the value of payments processed through BPAY exceeded the
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/developments-and-innovation.html
Competition, Efficiency and Innovation in Banking | Submission to the Financial System Inquiry – March 2014 | Financial Sector | Submissions
1 Mar 2014
Submissions
Price competition can include the interest rate attached to a product, as well as fees and charges. ... Since 2010, bad and doubtful debt charges of Australian banks have declined, supporting profits.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/competition-efficiency-and-innovation.html
Sources and Management of Systemic Risk | Submission to the Financial System Inquiry – March 2014 | Financial Sector | Submissions
1 Mar 2014
Submissions
Housing lending is rightly viewed as lower risk than many other forms of lending, including lending for commercial property investment and development, corporate lending, small business lending, and credit card and ... These institutions charge an
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/sources-and-management-of-systemic-risk.html
Application for Interim Authorisation in Relation to a Joint Communications Strategy for PIN@POS - 19 July 2013
2 Sep 2013
Submissions
PDF
963KB
Personal Identification Number at Point of Sale (PIN@POS)
https://www.rba.gov.au/publications/submissions/payments-system/pdf/applications-for-authorisation-re-pin@pos-2013-07.pdf
Submission to the Financial System Inquiry - 6 September 1996 (Published as Occasional Paper No. 14)
25 Jul 2013
Submissions
PDF
604KB
19. The RBA does not see a case for a bank licence fee or for a charge for the costof supervision. ... transmission. Stored value cards, using computerchip technology, are another prospective change in retail payments.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/pdf/financial-system-inquiry-1996.pdf
Supplementary Submission to the Financial System Inquiry - 13 January 1997 (Published as Occasional Paper No. 15)
23 Jun 2010
Submissions
PDF
116KB
62. There were some early examples of non-banks competing for paymentsbusiness, such as the issuance of charge cards by American Express and DinersClub and credit cards by retail stores, but ... National Australia Bank Visa Card, WestpacMasterCard,
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-supplement-1997/pdf/financial-system-inquiry-supplement-1997.pdf